Comment for 1026.32 - Requirements for High-Cost Mortgages
For example, assume a manufactured home retailer takes a residential mortgage loan application and is
- 1026 (Regulation Z)
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§ 1026.19 Certain mortgage and variable-rate transactions.
closed-end consumer credit transaction secured by real property or a cooperative unit, other than a reverse mortgage
- 1026 (Regulation Z)
§ 1026.19 Certain mortgage and variable-rate transactions.
(iii) The creditor or mortgage broker need not provide the booklet to the consumer for a transaction,
- 1026 (Regulation Z)
§ 1026.24 Advertising.
Making any misleading claim in an advertisement that the mortgage product offered will eliminate debt
- 1026 (Regulation Z)
§ 1026.32 Requirements for high-cost mortgages.
(1) The requirements of this section apply to a high-cost mortgage, which is any consumer credit transaction
- 1026 (Regulation Z)
§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).
(i) For a transaction subject to § 1026.19(e) that is a federally related mortgage loan, as defined
- 1026 (Regulation Z)
§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).
(i) For a transaction subject to § 1026.19(f) that is a federally related mortgage loan, as defined
- 1026 (Regulation Z)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
required under paragraph (c)(2)(iv) of this section, a creditor must consider, taking into account any mortgage-related
- 1026 (Regulation Z)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
interest rate change after consummation has on the payment in the case of an adjustable-rate or step-rate mortgage
- 1026 (Regulation Z)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
H-24(E) Mortgage Loan Transaction Loan Estimate - Balloon Payment Sample Description: This is a sample
- 1026 (Regulation Z)
Comment for 1026.15 - Right of Rescission
including a transaction in which the consumer sells the dwelling and takes back a purchase money note and mortgage
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
For an adjustable-rate mortgage, the creditor must take into account any interest rate caps when disclosing
- 1026 (Regulation Z)
Comment for 1026.23 - Right of Rescission
including a transaction in which the consumer sells the dwelling and takes back a purchase money note and mortgage
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
The non-standard mortgage is consummated on February 15, 2014, and the first monthly payment is due on
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
The non-standard mortgage is consummated on February 15, 2014, and the first monthly payment is due on
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Under § 1026.43(f)(1)(vi), to make a qualified mortgage that provides for a balloon payment, the
- 1026 (Regulation Z)
Appendix L to Part 1026 — Assumed Loan Periods for Computations of Total Annual Loan Cost Rates
Period 2 is the life expectancy in years of the youngest borrower to become obligated on the reverse mortgage
- 1026 (Regulation Z)
Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income
such as a student loan or balloon-payment note scheduled to begin or come due within 12 months of the mortgage
- 1026 (Regulation Z)
§ 1026.18 Content of disclosures.
(ii) The term “step-rate mortgage” means a transaction secured by real property or a dwelling for which
- 1026 (Regulation Z)
§ 1026.32 Requirements for high-cost mortgages.
demand feature that permits the creditor to accelerate the indebtedness by terminating the high-cost mortgage
- 1026 (Regulation Z)
§ 1026.35 Requirements for higher-priced mortgage loans.
(1) “Higher-priced mortgage loan” means a closed-end consumer credit transaction secured by the consumer's
- 1026 (Regulation Z)
§ 1026.35 Requirements for higher-priced mortgage loans.
non-judicial procedure as a result of the person's exercise of rights as the holder of a defaulted mortgage
- 1026 (Regulation Z)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
(8) Mortgage-related obligations mean property taxes; premiums and similar charges identified in §
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Some creditors offer annuities in connection with a reverse-mortgage transaction.
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
security interest, the creditor may designate its interest by using, for example, pledge, lien, or mortgage
- 1026 (Regulation Z)