Comment for 1026.9 - Subsequent Disclosure Requirements
A card issuer may preprint the required information on its periodic statements.
- 1026 (Regulation Z)
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A card issuer may preprint the required information on its periodic statements.
A card issuer may issue a credit card to the person who requests it, and to anyone else for whom that
If the consumer tenders funds as a deposit (to a checking account, for example) or if the card issuer
On July 10, the card issuer receives a $50 payment, which is not returned.
Same facts as above, except that the card issuer does accept requests from consumers regarding the allocation
Section 1026.55(b)(1) permits a card issuer to increase a temporary annual percentage rate, fee, or charge
For example, a card issuer offers five agreements to the public as of September 30 and submits these
(1) Prohibit any person who honors a credit card from offering a discount to a consumer to induce the
Any card issuer that was a party to one or more college credit card agreements in effect at any time
(iii) If an agreement that did not previously qualify for the private label credit card exception qualifies
greater or lesser number of merchants after the substitution or replacement (such as when a retail card
A card issuer that complies with the safe harbors in § 1026.52(b)(1)(ii) is not required to determine
An in-person conversation between a card issuer and a consumer may result in the issuance of a card as
(c) Timing requirement for credit card solicitation or application with respect to hybrid prepaid-credit
The card may have features in addition to those reflected in the request or application.
A card issuer discloses a grace period, as defined in § 1026.5(b)(2)(ii)(3).
month for payments made periodically from a deposit account, including a prepaid account, held by a card
The card issuer's grace period does not apply to cash advances, but the card issuer does provide a grace
A card issuer that complies with § 1026.59(a) by reviewing the factors that it currently considers
account in connection with a covered separate credit feature accessible by a hybrid prepaid-credit card
A consumer uses a hybrid prepaid-credit card as defined in § 1026.61 to make a purchase to obtain
The Fair Credit and Charge Card Disclosure Act fully preempts state laws relating to the disclosure of
Continuing obligation to post agreements on a card issuer's own Web site.
section and in accordance with the format requirements in paragraph (b)(13) of this section, for a credit card
The liability of a cardholder for unauthorized use of a credit card shall not exceed the lesser of $50