Comment for 1026.18 - Content of Disclosures
Under § 1026.17(a), the terms annual percentage rate and finance charge must be more conspicuous
- 1026 (Regulation Z)
Search regulations
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
Showing 478 matches out of 515 total results
Filters applied:
Comment for Appendix D - Multiple-Advance Construction Loans
An interest reserve is not treated as a prepaid finance charge, whether the interest reserve is the same
- 1026 (Regulation Z)
Comment for Appendix H - Closed-End Forms and Clauses
or by changing the order of the disclosures in the boxes, including the annual percentage rate and finance
- 1026 (Regulation Z)
Comment for Appendix H - Closed-End Forms and Clauses
There is a $25 credit report fee paid by the consumer before consummation, which is a prepaid finance
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
chooses to disclose as multiple transactions, the creditor must allocate to the construction transaction finance
- 1026 (Regulation Z)
§ 1026.6 Account-opening disclosures.
(ii) A disclosure of each periodic rate that may be used to compute the finance charge, the range of
- 1026 (Regulation Z)
Appendix F to Part 1026 — Optional Annual Percentage Rate Computations for Creditors Offering Open-End Credit Plans Secured by a Consumer's Dwelling
A specific transaction charge of 3% is applicable to the specific transaction.
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
1026.61, if a card issuer assesses a fee (other than a periodic rate that may be used to compute the finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
insurance for purposes of the regulation, and premiums for them do not qualify for exclusion from the finance
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
must be reflected as an amendment to the contract's interest rate provision in the disclosure of the finance
- 1026 (Regulation Z)
Appendix F to Part 1026 — Optional Annual Percentage Rate Computations for Creditors Offering Open-End Credit Plans Secured by a Consumer's Dwelling
The specific transaction charge is 3% of the transaction amount or $3.00.
- 1026 (Regulation Z)
§ 1026.5 General disclosure requirements.
2)(iii)(B); disclosures under § 1026.9(c)(2)(vi); disclosures under § 1026.9(d) when a finance
- 1026 (Regulation Z)
§ 1026.14 Determination of annual percentage rate.
An error in disclosure of the annual percentage rate or finance charge shall not, in itself, be considered
- 1026 (Regulation Z)
§ 1026.17 General disclosure requirements.
security interest in any property after the creditor has received payments equal to the cash price and any finance
- 1026 (Regulation Z)
§ 1026.31 General rules.
The finance charge tolerances for rescission under section 1026.23(g) or (h) shall not apply for this
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
The $1,000 difference is a finance charge for those who buy the tracts on credit.
- 1026 (Regulation Z)
Comment for 1026.28 - Effect on State Laws
5-8 - Inclusion of the loan broker's fees and charges in the calculation of, among other items, the finance
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
Precomputed finance charges such as add-on charges.
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
a credit feature is added or a credit access device is mailed or delivered to the consumer, and the finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
insurance premiums and charges and debt cancellation and debt suspension charges to be excluded from the finance
- 1026 (Regulation Z)
Comment for 1026.6 - Account-Opening Disclosures
exclude the cost of voluntary credit insurance or debt cancellation or debt suspension coverage from the finance
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
The creditor need not describe each credit by type (returned merchandise, rebate of finance charge, etc
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
required to be disclosed under § 1026.6, the creditor must satisfy: The requirement to provide the finance
- 1026 (Regulation Z)
Comment for 1026.14 - Determination of Annual Percentage Rate
Sections 1026.14(c)(2) and (c)(3) exclude from the calculation of the effective annual percentage rate finance
- 1026 (Regulation Z)
Comment for 1026.14 - Determination of Annual Percentage Rate
Section 1026.14(d) addresses use of a daily periodic rate(s) to determine some or all of the finance
- 1026 (Regulation Z)