Comment for 1026.12 - Special Credit Card Provisions
12(c)(2) Adverse Credit Reports Prohibited
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
12(c)(2) Adverse Credit Reports Prohibited
13(d)(2) Adverse Credit Reports Prohibited
32(b)(3)(i) Closed-end credit.
32(b)(4)(i) Closed-end credit.
33(c) Projected Total Cost of Credit
Same credit risk holder — illustrations.
Credit the partial payment upon receipt.
36(i) Prohibition on financing credit insurance.
42(e) When Extension of Credit Prohibited
57(a)(1) College Student Credit Card
57(a)(5) College Credit Card Agreement
section, as applicable, incurred by the consumer if the consumer refinances an existing closed-end credit
Financing credit insurance premiums or fees.
Replenishment of credit line.
In contrast, assume that a card issuer has 100,000 open private label credit card accounts.
That is, it includes any credit arrangement that does not fall within the definition of open-end credit
charges $1.25 on the asset feature of a prepaid account for each transaction where the hybrid prepaid-credit
Creditors are permitted to prohibit additional extensions of credit or reduce the credit limit only while
(3) Credit and charge card application and solicitation disclosures.
(B) Change the terms of the loan or credit plan in a manner beneficial to the consumer so that the loan
(B) Change the terms of the loan or credit plan in a manner beneficial to the consumer so that the loan
(vii) Consumer credit transactions that meet the following criteria are not considered in determining
card issuer currently considers when determining the annual percentage rates applicable to similar new credit
You must have used your credit card for the purchase.
You must have used your credit card for the purchase.