Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
On May 31, the card issuer provides a notice pursuant to § 1026.9(c) informing the consumer of a
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
On May 31, the card issuer provides a notice pursuant to § 1026.9(c) informing the consumer of a
disclosed under § 1026.6(b)(2)(ii), (b)(2)(iii), or (b)(2)(xii) after complying with the applicable notice
transactions beginning on April 1 of year two pursuant to § 1026.55(b)(3) by providing a § 1026.9(g) notice
On July 1, the card issuer provides a notice pursuant to § 1026.9(c) informing the consumer that
On January 1 of year three, 50 U.S.C. app. 527 ceases to apply and the card issuer provides a notice
Notice of acceptance period.
the account for the disputed amount and any related finance or other charges and send a correction notice
change a non-variable rate to a variable rate with respect to new transactions (after complying with the notice
The Bureau will publish notice of the asset threshold each year by amending this comment.
This section does not override any state or other law that requires a right-to-cure notice, or otherwise
permitted to temporarily reduce the rate or fees charged during the plan (though a change in terms notice
statement, a periodic statement, clearly and conspicuously labeled “Suspension of Statements & Notice
special information booklet that address transactions subject to § 1026.19(g) by publishing a notice
Notice of right to cancel.
However, pursuant to § 1026.55(b)(3), the card issuer could provide a § 1026.9(c) or (g) notice
However, pursuant to § 1026.55(b)(3), the card issuer could provide a § 1026.9(c) or (g) notice
Upon providing 45 days' advance notice and to the extent permitted under § 1026.55, the card issuer
that type of violation, the card issuer may begin imposing the higher fee after complying with the notice
and thus have no further right to assert claims and defenses, but still may assert a billing error if notice
advances when treated as one transaction, no new rescission rights arise so long as the appropriate notice
Upon providing 45 days' advance notice and to the extent permitted under § 1026.55, the card issuer
This notice will contain information about the adjustment, including the interest rate, payment amount
A notice of change in terms is required, but it may be mailed or delivered as late as the effective date
the directors or trustees of the bank or company”; or the Federal Reserve Board “determines, after notice
permits the card issuer to begin imposing interest charges on transferred balances (after providing a notice