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Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

(h)(1)(iii)(A)(2) or (B), as applicable, and (h)(1)(v) are determined by subtracting the sum of the loan

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

Regulation B, respectively, the disclosure required by § 1026.37(m)(1) may be omitted from the Loan

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

blank for a transaction that does not involve real estate brokers, such as a refinance or home equity loan

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

must use terminology or the prescribed label, as applicable, that is consistent with that used on the Loan

• • 1026 (Regulation Z)

Comment for 1026.46 - Special Disclosure Requirements for Private Education Loans

, of a covered institution, but does not include any creditor with respect to any private education loan

• • 1026 (Regulation Z)

Comment for Appendix D - Multiple-Advance Construction Loans

For example, the product disclosure for a single disclosure, fixed rate, construction-permanent loan

• • 1026 (Regulation Z)

Appendix A: Comment for 1004.1 Authority, Purpose, and Scope

Currency, the National Credit Union Administration, the Office of Thrift Supervision, or the Federal Home Loan

• • 1004 (Regulation D)

Comment for 1003.2 - Definitions

Likewise, in 2020, Financial Institution A does not meet the loan-volume test described in § 1003.2

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

1003.4(a)(6) requires a financial institution to identify whether the property to which the covered loan

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

institution complies with § 1003.4(a)(16) by reporting that the requirement is not applicable if the loan

• • 1003 (Regulation C)

Comment for 1003.5 - Disclosure and Reporting

applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan

• • 1003 (Regulation C)

Appendix B to Part 1024 — Illustrations of Requirements of RESPA

A also pays its employees (e.g., loan officers, secretaries, etc.) a bonus for each loan, title insurance

• • 1024 (Regulation X)

Comment for 1026.17 - General Disclosure Requirements

In the case of a construction-permanent loan that a creditor chooses to disclose as multiple transactions

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

Section 1026.19(e)(1)(iii) generally requires a creditor to deliver the Loan Estimate or place it in

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

or equal to, and in some cases whether the amount is greater than or less than, the corresponding “Loan

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

or equal to, and in some cases whether the amount is greater than or less than, the corresponding “Loan

• • 1026 (Regulation Z)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

creditor, the servicer (or an associated nonprofit entity) must have been the entity to which the mortgage loan

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

For example, if a closed-end mortgage loan with a 30-year term has an adjustable-rate product with an

• • 1003 (Regulation C)

Comment for 1002.2 - Definitions

This could be done, for example, by analyzing the loan portfolio to determine the delinquency rate for

• • 1002 (Regulation B)

§ 1026.1 Authority, purpose, coverage, organization, enforcement, and liability.

#160;1026.39(d)(5), no person becoming a creditor with respect to an existing residential mortgage loan

• • 1026 (Regulation Z)

§ 1026.1 Authority, purpose, coverage, organization, enforcement, and liability.

Section 1026.33 requires special disclosures, including the total annual loan cost rate, for reverse

• • 1026 (Regulation Z)

§ 1026.20 Disclosure requirements regarding post-consummation events.

described in this paragraph (d), in connection with the initial interest rate adjustment pursuant to the loan

• • 1026 (Regulation Z)

§ 1026.47 Content of disclosures.

(ii) Loan proceeds will not be disbursed until after the cancellation period under § 1026.48(d)

• • 1026 (Regulation Z)

Comment for 1026.4 - Finance Charge

mandate a percentage differential between the interest rate paid on a deposit and the rate charged on a loan

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

financial information in anticipation of a credit decision relating to a federally related mortgage loan

• • 1026 (Regulation Z)