Comment for 1026.4 - Finance Charge
Any charge imposed on a credit cardholder by a card issuer for the use of an automated teller machine
- 1026 (Regulation Z)
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§ 1026.2 Definitions and rules of construction.
(ii) For purposes of §§ 1026.4(c)(8) (Discounts), 1026.9(d) (Finance charge imposed at time of
- 1026 (Regulation Z)
Comment for 1026.14 - Determination of Annual Percentage Rate
Section 1026.14(c)(1) applies if the only finance charge imposed is due to the application of a periodic
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
Fees or other charges that are not part of the finance charge and that are financed rather than paid
- 1026 (Regulation Z)
§ 1026.5 General disclosure requirements.
section, “grace period” means a period within which any credit extended may be repaid without incurring a finance
- 1026 (Regulation Z)
§ 1026.18 Content of disclosures.
The disclosures required by § 1026.4(e) in order to exclude from the finance charge certain fees
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
A $5 service charge is imposed on an account with an overdraft line of credit (where the institution
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
with respect to credit offered in connection with a prepaid account as defined in § 1026.61, a charge
- 1026 (Regulation Z)
§ 1026.7 Periodic statement.
period within which the new balance or any portion of the new balance must be paid to avoid additional finance
- 1026 (Regulation Z)
§ 1026.7 Periodic statement.
period within which the new balance or any portion of the new balance must be paid to avoid additional finance
- 1026 (Regulation Z)
§ 1026.2 Definitions and rules of construction.
of subpart B, any card issuer that extends either open-end credit or credit that is not subject to a finance
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
adjusts an account balance so that at the end of the cycle the balance is less than $1 - so long as no finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Only $8.00 of the $10.00 is excludable from the finance charge.
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
percentage rate” (except for private education loan disclosures made in compliance with § 1026.47) and “finance
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
The actual amounts of payments must be taken into account in calculating and disclosing the finance charge
- 1026 (Regulation Z)
Comment for Appendix D - Multiple-Advance Construction Loans
total of payments may reflect either the sum of the payments or the sum of the amount financed and the finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
If no effort is made to collect the full amount due, the charge may be a finance charge.
- 1026 (Regulation Z)
Comment for 1026.28 - Effect on State Laws
Sections 365.070-6(10) and 408.260-5(7) - Disclosure of time price differential and time charge, respectively
- 1026 (Regulation Z)
§ 1026.7 Periodic statement.
The date need not be provided if a delay in accounting does not result in any finance or other charge
- 1026 (Regulation Z)
§ 1026.7 Periodic statement.
The date need not be provided if a delay in crediting does not result in any finance or other charge.
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
Using codes or symbols such as “APR” (for annual percentage rate), “FC” (for finance charge), or “Cr”
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
For home-equity plans subject to § 1026.40, the terms annual percentage rate and finance charge
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
the third-party buydown is reflected in the credit contract between the consumer and the bank, the finance
- 1026 (Regulation Z)
Comment for 1026.14 - Determination of Annual Percentage Rate
If there is no balance to which the finance charge is applicable, an annual percentage rate cannot be
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
Any unearned portion of the finance charge must be reflected in the new finance charge and annual percentage
- 1026 (Regulation Z)