12 CFR Part 1002 - Equal Credit Opportunity Act (Regulation B)
Regulation B protects applicants from discrimination in any aspect of a credit transaction.
Credit transactions and aspects of credit transactions include:
- Consumer credit
- Business credit
- Mortgage loans
- Refinancing
- Open-end credit
- Credit applications
- Standards of creditworthiness
- Adverse action
The regulation covers topics such as:
- Discrimination
- Discouragement
- Notification of action taken
- Requests for information
- Evaluation of applications
- Signature requirements
- Monitoring information
- Appraisal and other written valuations
Additional resources
Consumer FAQs
Other resources
Information about the appraisals and valuations rule
Bulletin on social security disability income verification
Bulletin about indirect auto lending and compliance with the Equal Credit Opportunity Act
Bulletin about Section 8 Housing Choice Voucher homeownership program