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Debt Collection Practices (Regulation F); Withdrawal of Proposal to Delay Effective Date

In 2020, the Bureau of Consumer Financial Protection (Bureau) finalized two rules revising Regulation F, which implements the Fair Debt Collection Practices Act (FDCPA). As finalized, the Debt Collection Final Rules had an effective date of November 30, 2021. On April 7, 2021, the Bureau issued a proposal to delay that effective date by sixty days, until January 29, 2022. The Bureau is withdrawing that proposal. The Debt Collection Final Rules will take effect on November 30, 2021.

Final Rule

Read it in the Federal Register

Withdrawal of NPRM

Proposed rule with request for public comment

Read it in the Federal Register

Debt collection compilation page

Debt Collection Rule (Regulation F) compilation page

Press Release

CFPB Confirms Effective Date for Debt Collection Final Rules