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/ Interactive Bureau Regulations / 12 CFR Part 1022 (Regulation V)

§ 1022.1 Purpose, scope, and model forms and disclosures. § 1022.2 Examples. § 1022.3 Definitions.

§ 1022.20 Coverage and definitions. § 1022.21 Affiliate marketing opt-out and exceptions. § 1022.22 Scope and duration of opt-out. § 1022.23 Contents of opt-out notice; consolidated and equivalent notices. § 1022.24 Reasonable opportunity to opt out. § 1022.25 Reasonable and simple methods of opting out. § 1022.26 Delivery of opt-out notices. § 1022.27 Renewal of opt-out.

§ 1022.30 Obtaining or using medical information in connection with a determination of eligibility for credit. § 1022.31 Limits on redisclosure of information. § 1022.32 Sharing medical information with affiliates.

§ 1022.40 Scope. § 1022.41 Definitions. § 1022.42 Reasonable policies and procedures concerning the accuracy and integrity of furnished information. § 1022.43 Direct disputes.

§§ 1022.50-1022.53 [Reserved] § 1022.54 Duties of users making written firm offers of credit or insurance based on information contained in consumer files §§ 1022.55-1022.59 [Reserved]

§ 1022.70 Scope. § 1022.71 Definitions. § 1022.72 General requirements for risk-based pricing notices. § 1022.73 Content, form, and timing of risk-based pricing notices. § 1022.74 Exceptions. § 1022.75 Rules of construction.

§§ 1022.80-1022.81 [Reserved] § 1022.82 Duties of users regarding address discrepancies.

§ 1022.120 [Reserved] § 1022.121 Active duty alerts. § 1022.122 [Reserved] § 1022.123 Appropriate proof of identity. §§ 1022.124-1022.129 [Reserved]

§ 1022.130 Definitions §§ 1022.131-1022.135 [Reserved] § 1022.136 Centralized source for requesting annual file disclosures from nationwide consumer reporting agencies. § 1022.137 Streamlined process for requesting annual file disclosures from nationwide specialty consumer reporting agencies. § 1022.138 Prevention of deceptive marketing of free credit reports. § 1022.139 [Reserved]

§ 1022.140 Prohibition against circumventing or evading treatment as a consumer reporting agency § 1022.141 Reasonable charges for certain disclosures. § 1022.142 Prohibition on inclusion of adverse information in consumer reporting in cases of human trafficking.

Appendix A to Part 1022 [Reserved] Appendix B to Part 1022 - Model Notices of Furnishing Negative Information Appendix C to Part 1022 - Model Forms for Opt-Out Notices Appendix D to Part 1022 - Model Forms for Firm Offers of Credit or Insurance Appendix E to Part 1022 - Interagency Guidelines Concerning the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies Appendixes F-G to Part 1022 [Reserved] Appendix H to Part 1022 - Model Forms for Risk-Based Pricing and Credit Score Disclosure Exception Notices Appendix I to Part 1022 - Summary of Consumer Identity Theft Rights Appendix J to Part 1022 [Reserved] Appendix K to Part 1022 - Summary of Consumer Rights Appendix L to Part 1022 - Standardized Form for Requesting Annual File Disclosures Appendix M to Part 1022 - Notice of Furnisher Responsibilities Appendix N to Part 1022 - Notice of User Responsibilities Appendix O to Part 1022 - Reasonable Charges for Certain Disclosures

§§ 1022.124-1022.129 [Reserved]

This version is the current regulation

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Regulation V

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