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Category: Final rule

TILA Higher Priced Mortgage Loan Escrow Rule

This rule amends Regulation Z (Truth in Lending) to implement certain amendments to the Truth in Lending Act made by the Dodd-Frank Act. The rule implements statutory changes made by the Dodd-Frank Act that lengthen the time for which a mandatory escrow account established for a higher-priced mortgage loan must be maintained. The rule also exempts certain transactions from the statute’s escrow requirement.

Final rule

Escrow Requirements under the Truth in Lending Act (Regulation Z) – Jan. 22, 2013

Amendments and corrections

Amendments to the 2013 Mortgage Rules Under the Equal Credit Opportunity Act (Regulation B), Real Estate Settlement Procedures Act (Regulation X), and the Truth in Lending Act (Regulation Z) – Oct. 1, 2013

Amendments to the 2013 Mortgage Rules Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) – Jul. 24, 2013

Amendments to the 2013 Escrows Final Rule under the Truth in Lending Act (Regulation Z) – May 23, 2013

Proposed Rule with request for comment

Higher-Priced Mortgage Loan Escrow Exemption (Regulation Z) - Jul. 2, 2020

Proposed Amendments to the 2013 Escrows Final Rule under the Truth in Lending Act (Regulation Z) – Apr. 18, 2013

Proposed Truth in Lending rule from Federal Reserve - Mar. 2, 2011

Related documents

Truth in Lending Act (Regulation Z) Annual Adjustment to Asset-Size Exemption Threshold – Dec. 23, 2019