Equifax, Inc. and Equifax Information Services LLC
On January 17, 2025, the Bureau issued an order against Equifax, Inc. and Equifax Information Services LLC, one of the largest consumer reporting agencies in the country.
Enforcement actions
When we take an enforcement action against an entity or person we believe has violated the law, we will post court documents and other related materials here.
The Bureau may enforce the law by filing an action in federal district court or by initiating an administrative adjudication proceeding. Administrative proceedings are conducted by an Administrative Law Judge, who holds hearings and issues a recommended decision. Proceedings are conducted in accordance with the Rules of Practice for Adjudication Proceedings .
Experian Information Solutions, Inc.
On January 7, 2025, the Bureau filed a lawsuit against Experian Information Solutions, Inc., one of the largest consumer reporting agencies in the country.
TD Bank, N.A.
On September 11, 2024, the Bureau issued an order against TD Bank, N.A., a national bank headquartered in Cherry Hill, New Jersey.
Bank of America, N.A.
On November 28, 2023, the Bureau issued an order against Bank of America, N.A., which is a national bank headquartered in Charlotte, North Carolina with branches and ATMs located in 38 states and the District of Columbia.
Freedom Mortgage Corporation
On October 10, 2023, the Bureau filed a lawsuit against Freedom Mortgage Corporation (Freedom), a residential mortgage loan originator and servicer headquartered in Boca Raton, Florida.
U.S. Bank National Association
On July 28, 2022, the Bureau issued a consent order against U.S. Bank National Association, a national bank headquartered in Minneapolis, Minnesota.
Hyundai Capital America
On July 26, 2022, the Bureau issued a consent order against Hyundai Capital America (HCA), a nonbank automotive finance company based in Irvine, California.
Santander Consumer USA Inc.
On December 22, 2020, the Consumer Financial Protection Bureau (Bureau) issued a consent order against Santander Consumer USA Inc. (Santander). Santander, a subsidiary of Banco Santander S.A., is a leading originator and servicer of nonprime auto loans and leases.
Washington Federal, N.A.
On October 27, 2020, the Consumer Financial Protection Bureau (Bureau) settled with Washington Federal Bank, N.A., a federally insured, for-profit national bank headquartered in Seattle, Washington.
Equifax, Inc.
On July 22, 2019, the Bureau, the Federal Trade Commission (FTC), and 48 states, the District of Columbia and Puerto Rico announced a global settlement with...
Freedom Mortgage Corporation
The Bureau today announced a settlement with Freedom Mortgage Corporation (Freedom), one of the ten largest Home Mortgage Disclosure Act (HMDA) reporters...
Servis One, Inc., d/b/a BSI Financial Services
The Bureau today announced a settlement with BSI Financial Services (BSI), a mortgage servicer headquartered in Irving, Texas. BSI Financial Services is the...
Nationstar Mortgage LLC
The Consumer Financial Protection
Bureau (CFPB) took action against Nationstar Mortgage for flawed mortgage loan
reporting.
Dmitry Fomichev
The Bureau took action on April 21, 2016 against Dmitry Fomichev, co-founder of T3Leads, a company that resold loan applications containing sensitive...
Davit Gasparyan, a/k/a David Gasparyan
The CFPB took action on April 21, 2016 against Davit Gasparyan, a/k/a David Gasparyan, co-founder of T3Leads, a company that...
Dwolla, Inc.
The Bureau took action against online payment platform Dwolla for deceiving consumers about its data security practices and the safety of its online payment...
D and D Marketing, Inc., d/b/a T3Leads, Grigor Demirchyan, and Marina Demirchyan
CFPB took separate actions against T3Leads and individuals that resold sensitive personal data to lenders and debt collectors, allegedly exposing millions...
Eric V. Sancho d/b/a Lead Publisher
CFPB took action against Eric V. Sancho, who operated a company called Lead Publisher that sold leads to fraudulent debt collectors without regard for how...
SSM Group, Hydra Financial Limited Fund, CMG Group, LLC, DJR Group, LLC, BCD Group, LLC, et al.
The CFPB announced its action to halt the operations of an online payday lender, the Hydra Group, which it believes is running an illegal cash-grab scam.
Mortgage Master, Inc.
The Bureau ordered Mortgage Master to pay a civil penalty of $425,000, correct and resubmit its 2011 HMDA data, and develop and implement an effective HMDA...
Washington Federal
The CFPB ordered Mortgage Master, Inc. and Washington Federal to pay civil penalties for violating the Home Mortgage Disclosure Act (HMDA).