Natural Disasters
https://www.consumerfinance.gov/rules-policy/natural-disasters/
Property Insurance Consumer advisory: Take action when home insurance is cancelled
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Here’s how medical debt hurts your credit report
https://www.consumerfinance.gov/about-us/blog/heres-how-medical-debt-hurts-your-credit-report/
...score severely and inhibit access to insurance, housing or employment. A consumer...and the surgery facility. A health insurance policy may cover some providers and
Meridian Title Corporation
https://www.consumerfinance.gov/enforcement/actions/meridian-title-corporation/
...for steering consumers to a title insurer owned in part by several of its executives...disclose its relationship with the title insurer and illegally benefitted from the
Agencies Issue Final Rule to Exempt Subset of Higher-Priced Mortgage Loans from Appraisal Requirements
https://www.consumerfinance.gov/about-us/newsroom/agencies-issue-final-rule-to-exempt-subset-of-higher-priced-mortgage-loans-from-appraisal-requirements/
Protection Bureau Federal Deposit Insurance Corporation Federal Housing Finance...Protection Bureau, the Federal Deposit Insurance Corporation, the Federal Housing
What is a Qualified Mortgage?
https://www.consumerfinance.gov/ask-cfpb/what-is-a-qualified-mortgage-en-1789/
...government-backed loans guaranteed or insured by the Department of Housing and Urban...all charges, like the cost of FHA insurance premiums, for example, are included
Statement of CFPB Director Rohit Chopra, Member, FDIC Board of Directors, on the Proposed Rulemaking on Brokered Deposits
https://www.consumerfinance.gov/about-us/newsroom/statement-of-cfpb-director-rohit-chopra-member-fdic-board-of-directors-on-the-proposed-rulemaking-on-brokered-deposits/
...with higher losses to the Deposit Insurance Fund.1 The data was updated in 2019...system and protecting the Deposit Insurance Fund, the rule would put the agency
Prepared Remarks of CFPB Director Rohit Chopra at Harvard Law School on the Asset Management Oligopoly
https://www.consumerfinance.gov/about-us/newsroom/prepared-remarks-of-cfpb-director-rohit-chopra-at-harvard-law-school-on-the-asset-management-oligopoly/
Directors of the Federal Deposit Insurance Corporation to address some of the...in federal deposit insurance programs. Deposit insurance gives people confidence
Reverse mortgage loans
https://www.consumerfinance.gov/consumer-tools/reverse-mortgages/
...pay property taxes or homeowner’s insurance or don’t keep your home in good repair...can’t afford to pay property taxes or insurance How to get help if you receive a
CFPB Files Suit Against Borders & Borders, PLC for Paying Illegal Real Estate Kickbacks
https://www.consumerfinance.gov/about-us/newsroom/cfpb-files-suit-against-borders-borders-plc-for-paying-illegal-real-estate-kickbacks/
...firm would arrange for the title insurance to be issued by the corresponding...Borders. Each company only issued title insurance policies for homebuyers that had
Agencies Issue Proposed Rule on Minimum Requirements for Appraisal Management Companies
https://www.consumerfinance.gov/about-us/newsroom/agencies-issue-proposed-rule-on-minimum-requirements-for-appraisal-management-companies/
...the proposal, the Federal Deposit Insurance Corporation is proposing to rescind...Reserve System, the Federal Deposit Insurance Corporation, the Consumer Financial
CFPB Provides Guidance to Help Lenders Avoid Discrimination Against Consumers Receiving Disability Income
https://www.consumerfinance.gov/about-us/newsroom/cfpb-provides-guidance-to-help-lenders-avoid-discrimination-against-consumers-receiving-disability-income/
...for Federal Housing Administration-insured (FHA) loans, the Department of Veterans...standard for documenting income for FHA-insured mortgages, lenders are directed not
CFPB Sues USASF Servicing for Illegally Disabling Vehicles and for Improper Double-Billing Practices
https://www.consumerfinance.gov/about-us/newsroom/cfpb-sues-usasf-servicing-for-illegally-disabling-vehicles-and-for-improper-double-billing-practices/
...vehicles, double-billing borrowers for insurance premiums, and failing to return millions...Protection and collateral-protection insurance, which are products that consumers
A financial toolkit for victims of hurricanes Maria, Irma, and Harvey
https://www.consumerfinance.gov/about-us/blog/financial-toolkit-for-victims-of-hurricanes-2017/
...your home and finances: Contact your insurance company. If the storm damaged your...have insurance, you can start the claims process by calling your insurance company
Consumer Financial Protection Circulars
https://www.consumerfinance.gov/compliance/circulars/
...the FDIC’s name or logo or deposit insurance When do representations involving...Federal Deposit Insurance Corporation (FDIC) or about deposit insurance constitute
Prepared Remarks of CFPB Director Rohit Chopra at the Peterson Institute for International Economics Event on Revitalizing Bank Merger Review
https://www.consumerfinance.gov/about-us/newsroom/prepared-remarks-cfpb-director-rohit-chopra-at-the-peterson-institute-for-international-economics-event-on-revitalizing-bank-merger-review/
...statement approved by the Federal Deposit Insurance Corporation (FDIC) Board of Directors...special public benefits accorded to insured banks, agencies must closely analyze
CFPB Finalizes April Clarifications to Mortgage Rules
https://www.consumerfinance.gov/about-us/newsroom/cfpb-finalizes-april-clarifications-to-mortgage-rules/
...eligible for purchase, guarantee, or insurance by government sponsored enterprises...or agency purchase, guarantee, or insurance, creditors do not need to satisfy
Why do I need to register my prepaid card?
https://www.consumerfinance.gov/ask-cfpb/why-do-i-need-to-register-my-prepaid-card-en-439/
Also, if your card offers deposit insurance, you generally will need to register...card to become eligible for deposit insurance. Registering your card may be a separate
CFPB Releases Exam Procedures for New Mortgage Rules
https://www.consumerfinance.gov/about-us/newsroom/the-cfpb-releases-exam-procedures-for-new-mortgage-rules/
...applications. Prohibit single premium credit insurance: Creditors will be prohibited from...from financing certain credit insurance premiums in connection with certain mortgage
Consumer Financial Protection Bureau issues warning to nationwide specialty consumer reporting agencies
https://www.consumerfinance.gov/about-us/newsroom/consumer-financial-protection-bureau-issues-warning-to-nationwide-specialty-consumer-reporting-agencies/
...influence over a consumer’s tenancy, insurance premiums, or even employment,” said...payments, tenancy, employment, or insurance claims. They are included in the
CFPB Issues Rules to Strengthen Protections for High-Cost Mortgages
https://www.consumerfinance.gov/about-us/newsroom/consumer-financial-protection-bureau-issues-rules-to-strenthen-protections-for-high-cost-mortgages/
...as property taxes and homeowner’s insurance. Escrow accounts help to ensure that...the true cost of owning a home with insurance and tax costs laid out with each