Ready to buy a home?
https://www.consumerfinance.gov/consumer-tools/mortgages/ready-to-buy-a-home/
If you want to buy a home, start getting ready. Save for a down payment. Check your credit. Get ready to shop around for a home loan.
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What happens if my reverse mortgage loan balance grows larger than the value of my home?
https://www.consumerfinance.gov/ask-cfpb/what-happens-if-my-reverse-mortgage-loan-balance-grows-larger-than-the-value-of-my-home-en-1217/
If your loan balance is more than the value of your home, you or your heirs may not have to pay the difference.
Consumer advisory: Pause and review your rights when you hear from a medical debt collector
https://www.consumerfinance.gov/about-us/newsroom/consumer-advisory-pause-and-review-your-rights-when-you-hear-from-a-medical-debt-collector/
Getting a call from a debt collector about medical costs can feel like it’s making a painful situation worse. Don’t pay just to make it go away. Know your rights and check the facts.
Agenda
https://www.consumerfinance.gov/data-research/cfpb-research-conference/2018-cfpb-research-conference/agenda/
The two-day conference consisted of six panels of researchers presenting their work in various areas of consumer finance with members of the CFPB’s Office of Research serving as discussants.
CFPB Issuing Rules to Prevent Loan Originators from Steering Consumers into Risky Mortgages
https://www.consumerfinance.gov/about-us/newsroom/consumer-financial-protection-bureau-rules-to-prevent-loan-originators-from-steering-consumers-into-risky-mortgages/
The rules ban certain incentives that loan originators had to sell unsafe loans to consumers in the run-up to the financial crisis.
Natural Disasters
https://www.consumerfinance.gov/rules-policy/natural-disasters/
The CFPB is working to protect against climate-related risks impacting consumers’ financial well-being.
Prepared Remarks of CFPB Director Rohit Chopra at the CFPB’s Field Hearing in St. Paul, Minnesota
https://www.consumerfinance.gov/about-us/newsroom/prepared-remarks-of-cfpb-director-rohit-chopra-at-the-cfpbs-field-hearing-in-st-paul-minnesota/
Director Rohit Chopra discussed contracts for deed and the CFPB’s housing efforts at a field hearing in St. Paul, Minnesota.
What we're hearing: financial challenges along the Gulf Coast
https://www.consumerfinance.gov/about-us/blog/what-were-hearing-financial-challenges-along-the-gulf-coast/
CFPB Director Rohit Chopra recently met with people in Alabama, Louisiana, and Texas. He combines his on-the-ground observations with the CFPB’s complaint data to identify and address financial challenges along the Gulf Coast.
CFPB Proposes Registry to Detect Repeat Offenders
https://www.consumerfinance.gov/about-us/newsroom/cfpb-proposes-registry-to-detect-repeat-offenders/
Today, the CFPB proposed requiring certain nonbank financial firms to register with the CFPB when they become subject to certain local, state, or federal consumer financial protection agency or court orders.
Prepared Remarks of Director Rohit Chopra at the April 2023 Financial Literacy and Education Commission
https://www.consumerfinance.gov/about-us/newsroom/prepared-remarks-director-rohit-chopra-april-2023-financial-literacy-education-commission/
Director Chopra delivered remarks at the April 25, 2023, meeting of the Financial Literacy and Education Commission.
Consumer Financial Protection Bureau Unveils New Know Before You Owe Auto Loans Shopping Sheet
https://www.consumerfinance.gov/about-us/newsroom/consumer-financial-protection-bureau-unveils-new-know-you-owe-auto-loans-shopping-sheet/
Online Guide and Shopping Sheet Help Consumers Evaluate Costs and Shop for Auto Loans.
Protect yourself financially from the impact of the coronavirus
https://www.consumerfinance.gov/about-us/blog/protect-yourself-financially-from-impact-of-coronavirus/
As Americans prepare for the possible spread of the coronavirus or COVID-19, here are resources to protect yourself financially.
CFPB Warns Consumers About Bitcoin
https://www.consumerfinance.gov/about-us/newsroom/cfpb-warns-consumers-about-bitcoin/
CFPB Now Accepting Complaints on Virtual Currency Products and Services Today the Bureau issued a consumer advisory warning consumers about the risks of...
I don't recognize the name of a creditor listed on my credit report. Should I dispute this listing?
https://www.consumerfinance.gov/ask-cfpb/i-dont-recognize-the-name-of-a-creditor-listed-on-my-credit-report-should-i-dispute-this-listing-en-1331/
If you don’t recognize a creditor, you should contact the creditor to identify the account. The unfamiliar creditors may be entirely legitimate.
What should I do before, during, and after the mortgage closing process?
https://www.consumerfinance.gov/ask-cfpb/what-should-i-do-before-during-and-after-the-mortgage-closing-process-en-1907/
From reviewing your closing documents, to filing your change-of-address paperwork, follow these steps throughout your mortgage closing process.
Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders
https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/archive-closed/registry-of-nonbank-covered-persons-subject-to-agency-court-orders/
The Bureau is proposing to establish a public registry for certain nonbank covered persons that are subject to certain agency and court orders.
Should I dispute a creditor on my credit report if I don’t recognize the company?
https://www.consumerfinance.gov/ask-cfpb/should-i-dispute-a-creditor-on-my-credit-report-if-i-dont-recognize-the-company-en-1331/
If you don’t recognize a creditor, you should contact the company to learn more. The unfamiliar creditor may be legitimate.
Shopping for your auto loan
https://www.consumerfinance.gov/language/cfpb-in-english/shopping-for-your-auto-loan/
Shopping for loans and trying to get the best rates and other terms, while complicated, is like other types of comparison shopping.
What should I do if I think an auto dealer or lender is breaking the law?
https://www.consumerfinance.gov/ask-cfpb/what-should-i-do-if-i-think-an-auto-dealer-or-lender-is-breaking-the-law-en-719/
You have the right to submit a complaint about a problem with an auto lender or dealer that you are not able to resolve.
What is included in the monthly auto loan payment?
https://www.consumerfinance.gov/ask-cfpb/what-is-included-in-the-monthly-auto-loan-payment-en-819/
The monthly payment includes all charges agreed to in the purchase contract, including the principal and the interest on your loan, and any optional add-ons.