Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition
In this notice, the Bureau proposes certain amendments to the General QM loan definition in Regulation Z.
Rules under development
Before issuing a final rule, the CFPB generally announces and explains its proposals to address an issue and invites public comment.
You can find all notices requesting public comment on our comprehensive “Notice and Opportunities for Comment” page.
Types of rules listed on this page
Proposed Rule
A proposed rule announces and explains the Bureau’s proposal to address an issue and invites the public to comment. The proposed rule and the public comments received on it form the basis of the final rule.
Advanced Notice of Proposed Rulemaking
An optional early step in CFPB rulemaking. Used to get initial public input on certain key aspects of potential rulemakings.
Debt Collection Practices (Regulation F) Supplemental Proposal on Time-Barred Debt
The Bureau of Consumer Financial Protection proposes to amend Regulation F, which implements the Fair Debt Collection Practices Act (FDCPA), by proposing to require debt collectors to make certain disclosures when collecting time-barred debts.
Remittance Transfers under the Electronic Fund Transfer Act (Regulation E)
This notice proposes changes to the Remittance Rule to mitigate the expiration of an exception that allows insured institutions to estimate certain costs associated with sending a remittance transfer to increase the normal course of business safe harbor.
Debt Collection Practices (Regulation F); Extension of Comment Period
The Bureau is extending the comment period for the debt collection NPRM published May 21, 2019. Responses to the NPRM must now be received on or before September 18, 2019.
Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z)
The Bureau of Consumer Financial Protection (Bureau) is issuing this Advance Notice of Proposed Rulemaking (ANPR) because it is considering whether to propose revisions to Regulation Z’s general qualified mortgage definition.
Debt Collection Practices (Regulation F)
The Bureau proposes to amend Regulation F, which implements the Fair Debt Collection Practices Act (FDCPA), to prescribe Federal rules governing the activities of debt collectors covered by the FDCPA.
Advance Notice of Proposed Rulemaking on Residential Property Assessed Clean Energy Financing
The Bureau is issuing this advance notice of proposed rulemaking relating to residential Property Assessed Clean Energy (PACE) financing to aid implementation of the Economic Growth, Regulatory Relief, and Consumer Protection Act section 307.
Debt Collection (Regulation F)
Debt Collection (Regulation F).
Consumer Financial Civil Penalty Fund
Consumer Financial Civil Penalty Fund.