§ 1002.6 Rules concerning evaluation of applications.
sex (or an applicant's or other person's decision not to provide the information) in any aspect of a credit
- 1002 (Regulation B)
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§ 1002.10 Furnishing of credit information.
If a creditor furnishes credit information in response to an inquiry, concerning an account designated
- 1002 (Regulation B)
Comment for 1002.7 - Rules Concerning Extensions of Credit
If an applicant offers such property as security for credit, a creditor may require the applicant's spouse
- 1002 (Regulation B)
Comment for 1002.7 - Rules Concerning Extensions of Credit
A guarantee on an extension of credit is part of a credit transaction and therefore subject to the regulation
- 1002 (Regulation B)
§ 1002.12 Record retention.
For 25 months (12 months for business credit, except as provided in paragraph (b)(5) of this section)
- 1002 (Regulation B)
Comment for 1002.3 - Limited Exceptions for Certain Classes of Transactions
Thus, any credit term (such as a requirement for a security deposit) is subject to the regulation's bar
- 1002 (Regulation B)
§ 1002.9 Notifications.
the creditor shall provide a notice that is substantially similar to the following: The Federal Equal Credit
- 1002 (Regulation B)
Comment for 1002.8 - Special Purpose Credit Programs
The Bureau does not determine whether individual programs qualify for special purpose credit status,
- 1002 (Regulation B)
Comment for 1002.9 - Notifications
If there is a credit extension incident to the factoring arrangement, the notification rules in §
- 1002 (Regulation B)
§ 1002.5 Rules concerning requests for information.
, color, religion, national origin, or sex of an applicant or any other person in connection with a credit
- 1002 (Regulation B)
§ 1002.12 Record retention.
For 25 months (12 months for business credit, except as provided in paragraph (b)(5) of this section)
- 1002 (Regulation B)
Comment for 1002.10 - Furnishing of Credit Information
creditor must change the designation on the account to reflect the new parties and must furnish subsequent credit
- 1002 (Regulation B)
Comment for 1002.6 - Rules Concerning Evaluation of Applications
When evaluating an application for credit, a creditor generally may consider any information obtained
- 1002 (Regulation B)
§ 1002.10 Furnishing of credit information.
If a creditor furnishes credit information to a consumer reporting agency concerning an account designated
- 1002 (Regulation B)
§ 1002.1 Authority, scope and purpose.
Regulation B, is issued by the Bureau of Consumer Financial Protection (Bureau) pursuant to title VII (Equal Credit
- 1002 (Regulation B)
Comment for 1002.4 - General Rules
identify specific practices that the Bureau has decided are impermissible because they could result in credit
- 1002 (Regulation B)
Comment for 1002.6 - Rules Concerning Evaluation of Applications
In a judgmental system, defined in § 1002.2(t), a creditor may not decide whether to extend credit
- 1002 (Regulation B)
§ 1002.5 Rules concerning requests for information.
creditor may also ask an applicant to list the names in which the applicant has previously received credit
- 1002 (Regulation B)
§ 1002.7 Rules concerning extensions of credit.
standards of creditworthiness, the personal liability of an additional party is necessary to support the credit
- 1002 (Regulation B)
Comment for 1002.7 - Rules Concerning Extensions of Credit
Open-end credit - choice of authorized user.
- 1002 (Regulation B)
Comment for 1002.8 - Special Purpose Credit Programs
complies in good faith with a regulation promulgated by a government agency implementing a special purpose credit
- 1002 (Regulation B)
Comment for 1002.9 - Notifications
A creditor subject to § 1002.9(a)(3)(ii)(A) is required to notify a business credit applicant, orally
- 1002 (Regulation B)
Appendix C to Part 1002 — Sample Notification Forms
altogether; their statement of reasons should disclose “insufficient bank references,” not “insufficient credit
- 1002 (Regulation B)
Comment for 1002.2 - Definitions
The regulation does not specify how often credit scoring systems must be revalidated.
- 1002 (Regulation B)
Comment for 1002.7 - Rules Concerning Extensions of Credit
Reliance on income of another person - individual credit.
- 1002 (Regulation B)