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Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages

A written statement by the borrower that “this loan is in my interest” alone does not meet this standard

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

To illustrate, a person who seeks a loan to purchase the manufactured home to be valued has a reasonably

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

The payments made by a company acting as a mortgage broker to its employees who are loan originators

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

Under any other conditions, this statement is not permitted to appear in the Loan Estimate.

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

regarding the requirement that this statement be accompanied by a reference to the disclosures of the total loan

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

Assumption of existing loan obligation of seller by consumer.

• • 1026 (Regulation Z)

Comment for 1026.39 - Mortgage Transfer Disclosures

For example, if a covered person acquires a mortgage loan on March 15, the disclosure must be mailed

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

indexed rate), the creditor must use the maximum interest rate that may apply at any time during the loan

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

obligations and expenses, taking into account the consumer's assets other than the property securing the loan

• • 1026 (Regulation Z)

Comment for 1026.47 - Content of Disclosures

For a loan with variable interest rates, the ranges of rates will be considered actually offered if:

• • 1026 (Regulation Z)

Comment for Appendix K - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

The computation of the total annual loan cost rate is based on the assumption that the reverse mortgage

• • 1026 (Regulation Z)

Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income

Administration benefit verification letter does not indicate a defined expiration date within three years of loan

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

., the application was approved but not accepted or the covered loan was originated).

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

A financial institution should report a covered loan that is or would have been secured only by a manufactured

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

#160;1003.3(d), § 1003.4(a)(37) requires a financial institution to identify whether the covered loan

• • 1003 (Regulation C)

§ 1041.3 Scope of coverage; exclusions; exemptions.

multiple advances to consumers, the consumer is required to repay substantially the entire amount of the loan

• • 1041 (Payday Lending Rule)

§ 1041.3 Scope of coverage; exclusions; exemptions.

(B) A loan with multiple advances is structured such that paying the required minimum payments may not

• • 1041 (Payday Lending Rule)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

If changed circumstances cause a change in the consumer's eligibility for specific loan terms disclosed

• • 1026 (Regulation Z)

Comment for 1026.39 - Mortgage Transfer Disclosures

are less than the full amount due and whether the covered person applies the payments to a consumer's loan

• • 1026 (Regulation Z)

Comment for 1024.41 - Loss Mitigation Procedures

make a determination on an appeal when, for example, the transferor servicer denied a borrower for a loan

• • 1024 (Regulation X)

Comment for 1003.2 - Definitions

provides that, even if all of the other requirements of § 1003.2(p) are met, a closed-end mortgage loan

• • 1003 (Regulation C)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

. • Your payment will be based on the interest rate, loan balance, and loan term.

• • 1026 (Regulation Z)

§ 1022.30 Obtaining or using medical information in connection with a determination of eligibility for credit.

(i) If a consumer applies for a loan and specifically requests that the creditor consider the consumer's

• • 1022 (Regulation V)

Comment for 1041.5 - Ability-to-Repay Determination Required

retained the report under § 1041.12(b)(1)(ii) and checked it again in connection with the new loan

• • 1041 (Payday Lending Rule)

Comment for 1041.10 - Furnishing Information to Registered Information Systems

Section 1041.10(c)(2) requires that, during the period that the loan is an outstanding loan, a lender

• • 1041 (Payday Lending Rule)