Comment for 1026.22 - Determination of Annual Percentage Rate
22(a)(5) Additional Tolerance for Mortgage Loans
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
22(a)(5) Additional Tolerance for Mortgage Loans
35(e) Rules for Higher-Priced Mortgage Loans
43(e)(4) Qualified mortgage defined - special rules.
43(g)(4) Offer through a mortgage broker.
processing or underwriting company that provides loan processing or underwriting services to one or more mortgage
Assumption of the mortgage loan obligation.
(1) Reverse mortgage transactions.
Mortgage loan means any federally related mortgage loan, as that term is defined in § 1024.2 subject
(iv) If the consumer is an employee of the creditor or the mortgage broker, a document or other record
Mortgage broker.
(3) Special rule; mortgage broker fees.
(b) Prohibited acts or practices for dwelling-secured loans; structuring loans to evade high-cost mortgage
For example, where a buyer enters into a written agreement with the creditor holding the seller's mortgage
Mortgage broker responsibilities.
Any mortgage loans obtained by a servicer or an affiliate as part of a merger or acquisition, or as part
A creditor may make a mortgage loan that will be transferred or sold to a purchaser pursuant to an agreement
For purposes of determining whether the consumer's monthly payment for a standard mortgage will be materially
If a charged-off mortgage loan is subsequently purchased, assigned, or transferred, § 1026.39(b)
(B) For an adjustable-rate or step-rate mortgage:
(v) The consumer's monthly payment for mortgage-related obligations;
(i) The term mortgage loan originator does not include:
(2) Before acting as a mortgage loan originator; and
Adjustable-rate mortgage with discount for three years.
Adjustable-rate mortgage with discount for five years.
Adjustable-rate mortgage with discount for seven years.