Comment for 1026.16 - Advertising
For example, if an advertisement for a home-equity plan offers a $100,000 five-year line of credit and
- 1026 (Regulation Z)
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Comment for 1026.17 - General Disclosure Requirements
case of disclosures required under § 1026.20(c), (d), and (e), the disclosures shall reflect the credit
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
For example, a consumer may become obligated on a credit contract that contemplates the delayed disbursement
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
be approved on the terms requested, as, for example, when a consumer applies for a type or amount of credit
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
is not required to collect the consumer's name, monthly income, social security number to obtain a credit
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
loan originator, for example, rate sheets showing creditors' current pricing and the required minimum credit
- 1026 (Regulation Z)
Comment for 1026.40 - Requirements for Home-Equity Plans
circumstances, because the regulation specifies that temporarily freezing the line or lowering the credit
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
A card issuer that charges a fee to a credit card account that exceeds the 25 percent limit complies
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
In addition, when a merchant places a “hold” on the available credit on an account for an estimated transaction
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
that a consumer fails to make four consecutive monthly minimum payments totaling $480 on a consumer credit
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
Assume that the method used by a card issuer to calculate the required minimum periodic payment for a credit
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
Sections 1026.58(e)(1)(ii) and (e)(2) require that credit card agreements provided upon request must
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
In connection with a consumer credit transaction secured by a consumer's dwelling, a creditor, assignee
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
Except as provided in paragraph (d)(1)(iii) or (iv) of this section, in connection with a consumer credit
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
The date by which or the period within which any credit extended for purchases may be repaid without
- 1026 (Regulation Z)
Comment for 1026.1 - Authority, Purpose, Coverage, Organization, Enforcement and Liability
Regulation Z published on December 31, 2013 (the TILA-RESPA Final Rule) apply to covered loans (closed-end credit
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
A plan may meet the definition of open-end credit even though a finance charge is not normally imposed
- 1026 (Regulation Z)
Comment for 1026.23 - Right of Rescission
For example, the creditor extends credit for home improvements secured by the consumer's principal dwelling
- 1026 (Regulation Z)
Comment for 1026.25 - Record Retention
evidence of compliance with § 1026.43 for three years after the date of consummation of a consumer credit
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
1026.43(b)(12) defines a simultaneous loan as another covered transaction or a home equity line of credit
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
and, pursuant to § 1026.9(b)(3)(i)(A), discloses that a promotional rate of 15% will apply to credit
- 1026 (Regulation Z)
Comment for 1026.59 - Reevaluation of Rate Increases
accordance with the factors that it currently uses in determining the rates applicable to similar new credit
- 1026 (Regulation Z)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
RIGHT TO CANCEL Your Right To Cancel You are entering into a new transaction to increase the amount of credit
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
the terms of home equity plans subject to the requirements of § 1026.40 that are accessible by a credit
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
compensation arrangement must not result in payments to the loan originator that are based on the terms of a credit
- 1026 (Regulation Z)