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Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

A loan originator's compensation may be based on the amount of credit extended, subject to certain conditions

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

closing pursuant to the property contract for sale between the consumer and seller are disclosed on the Loan

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

disclosures required under § 1026.19(e)(1)(i), providing the statement, “You may receive a revised Loan

• • 1026 (Regulation Z)

Comment for 1026.39 - Mortgage Transfer Disclosures

If multiple covered persons jointly acquire the loan, a single disclosure must be provided on behalf

• • 1026 (Regulation Z)

Comment for 1024.41 - Loss Mitigation Procedures

transferor servicer receives the borrower's initial loss mitigation application when the borrower's mortgage loan

• • 1024 (Regulation X)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

For example, if a consumer's loan application states that the consumer earns an annual salary from both

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

creditor must consider the monthly payment for the non-standard mortgage that will result after the loan

• • 1026 (Regulation Z)

Comment for Appendix D - Multiple-Advance Construction Loans

Separate construction loan disclosure.

• • 1026 (Regulation Z)

Comment for Appendix H - Closed-End Forms and Clauses

This sample illustrates a refinancing and consolidation loan. The amount of the loan is $5,000.

• • 1026 (Regulation Z)

§ 1003.5 Disclosure and reporting.

collected and recorded as required by § 1003.4, a financial institution shall submit its annual loan

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

., the period until the last payment will be due under the closed-end mortgage loan contract or open-end

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

If a financial institution purchases a covered loan that satisfies the coverage criteria of Regulation

• • 1003 (Regulation C)

§ 1041.8 Prohibited payment transfer attempts.

lender must not initiate a payment transfer from a consumer's account in connection with any covered loan

• • 1041 (Payday Lending Rule)

Comment for 1041.3 - Scope of Coverage; Exclusions; Exemptions

a dwelling if the lender records or otherwise perfects the security interest within the term of the loan

• • 1041 (Payday Lending Rule)

Appendix A to Part 1004 — Official Commentary on Regulation D

principal balance (a negative amortization feature) or may be applied solely to accrued interest and not to loan

• • 1004 (Regulation D)

Comment for 1002.2 - Definitions

consumer calls to ask about interest rates for car loans, and, in order to quote the appropriate rate, the loan

• • 1002 (Regulation B)

Comment for 1024.39 - Early Intervention Requirements for Certain Borrowers

would be helpful or which may be required by applicable law or the owner or assignee of the mortgage loan

• • 1024 (Regulation X)

Comment for 1024.41 - Loss Mitigation Procedures

mitigation programs. loss mitigation options not offered by the owner or assignee of the borrower's mortgage loan

• • 1024 (Regulation X)

§ 1026.18 Content of disclosures.

amount of estimated taxes and insurance included in each payment disclosed, and a statement that the loan

• • 1026 (Regulation Z)

§ 1026.32 Requirements for high-cost mortgages.

ii) of this section, for transactions that are secured by personal property, the average rate for a loan

• • 1026 (Regulation Z)

§ 1026.32 Requirements for high-cost mortgages.

Housing and Community Development Act of 1992, 15 U.S.C. 1615(d)), for rebates of interest arising from a loan

• • 1026 (Regulation Z)

§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).

The items listed as loan costs pursuant to this paragraph (f) shall be labeled using terminology that

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(B) The term of the loan remaining as of the date on which the recast occurs, assuming all scheduled

• • 1026 (Regulation Z)

§ 1026.48 Limitations on private education loans.

for changes permitted under paragraphs (c)(3) and (c)(4), the rate and terms of the private education loan

• • 1026 (Regulation Z)

§ 1008.103 Individuals required to be licensed by states.

activities described in paragraph (c)(2)(i) of this section or as a result of any residential mortgage loan

• • 1008 (Regulation H)