§ 1026.16 Advertising.
(ii) Any periodic rate used to compute the finance charge, expressed as an annual percentage rate as
- 1026 (Regulation Z)
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§ 1026.22 Determination of annual percentage rate.
(B) For purposes of rescission, if the disclosed finance charge would be considered accurate under §&
- 1026 (Regulation Z)
Comment for 1026.6 - Account-Opening Disclosures
voluntary credit life or disability insurance, or for property insurance, that are not part of the finance
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
The cash price for the sale, other charges applicable to the sale, and the total finance charge and outstanding
- 1026 (Regulation Z)
Comment for 1026.10 - Payments
A card issuer may elect not to impose a late fee or finance charge on a consumer's account for the 60
- 1026 (Regulation Z)
Comment for 1026.14 - Determination of Annual Percentage Rate
Section 1026.14(c)(2) specifies use of the quotient method to determine the annual percentage rate if the finance
- 1026 (Regulation Z)
Comment for 1026.23 - Right of Rescission
The tolerance for disclosure of the finance charge is based on the accuracy of the total finance charge
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Charges absorbed by the creditor as a cost of doing business are not finance charges, even though the
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Section 1026.32(b)(1)(i) includes in the total “points and fees” items included in the finance charge
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
Add-on and discount finance charges are not prepaid finance charges for purposes of this part.
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
A charge for either type of single-interest insurance may be excluded from the finance charge if:
- 1026 (Regulation Z)
§ 1026.1 Authority, purpose, coverage, organization, enforcement, and liability.
(iii) The credit is subject to a finance charge or is payable by a written agreement in more than four
- 1026 (Regulation Z)
Appendix D to Part 1026 — Multiple Advance Construction Loans
creditor shall estimate the interest payable during the construction period to be included in the total finance
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
The cash price for the sale plus that portion of the finance charge and other charges applicable to that
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
An example of a third-party charge included in the finance charge is the cost of required mortgage insurance
- 1026 (Regulation Z)
Comment for 1026.40 - Requirements for Home-Equity Plans
Creditors need not use the terms finance charge or other charge in describing the fees imposed by the
- 1026 (Regulation Z)
§ 1026.6 Account-opening disclosures.
(iii) Fixed finance charge; minimum interest charge.
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
(3) Fixed finance charge; minimum interest charge.
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
The assumption fees mentioned in § 1026.4(b)(3) are finance charges only when the assumption occurs
- 1026 (Regulation Z)
§ 1026.4 Finance charge.
required to be paid into escrow or trustee accounts if the amounts would not otherwise be included in the finance
- 1026 (Regulation Z)
§ 1026.11 Treatment of credit balances; account termination.
not terminate an account prior to its expiration date solely because the consumer does not incur a finance
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
creditor's identity under § 1026.18(a) may, but need not, be more prominently displayed than the finance
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
The finance charge includes the amount of negative amortization based on the assumption that the rate
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
If an escrow agent is used in both cash and credit sales of real estate and the agent's charge is $100
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
applicable to different types of transactions or to different balance ranges, the creditor may give the finance
- 1026 (Regulation Z)