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Comment for 1026.40 - Requirements for Home-Equity Plans

For example, assume that a house with a first mortgage of $50,000 is appraised at $100,000 and the credit

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Adjustable-rate mortgage with discount for five years.

• • 1026 (Regulation Z)

Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions

Section 1003.3(c)(2) provides that a closed-end mortgage loan or an open-end line of credit secured by

• • 1003 (Regulation C)

Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions

surviving or newly formed institution, A, and B originated a combined total of fewer than 500 closed-end mortgage

• • 1003 (Regulation C)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

level of the company but that is determined in part with reference to the profits of the company's mortgage

• • 1026 (Regulation Z)

Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions

a New York State consolidation, extension, and modification agreement classified as a supplemental mortgage

• • 1003 (Regulation C)

Comment for 1024.41 - Loss Mitigation Procedures

confirming that, pursuant to any requirements established by the owner or assignee of the borrower's mortgage

• • 1024 (Regulation X)

§ 1024.17 Escrow accounts.

requirements for an escrow account that a lender establishes in connection with a federally related mortgage

• • 1024 (Regulation X)

§ 1022.74 Exceptions.

A person that uses consumer reports to set the material terms of non-mortgage credit granted, extended

• • 1022 (Regulation V)

Appendix B to Part 1002 — Model Application Forms

involving community property or occurring in community property States; and the fifth in residential mortgage

• • 1002 (Regulation B)

Comment for 1026.32 - Requirements for High-Cost Mortgages

1026.32(a)(3)(iii) thus applies where multiple fixed rates apply to a transaction, such as in a step-rate mortgage

• • 1026 (Regulation Z)

Comment for 1026.32 - Requirements for High-Cost Mortgages

Under § 1026.32(b)(1)(i)(C)(2), private mortgage insurance premiums payable at or before consummation

• • 1026 (Regulation Z)

Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages

1026.34(a)(8)(iii) prohibits the pyramiding of late fees or charges in connection with a high-cost mortgage

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

Before extending a higher-priced mortgage loan subject to the appraisal requirements of § 1026.35

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

appendix H to this part for the required format of such phrases, which is required for federally related mortgage

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

1026.37(k)(1) and (2) requires the disclosure of a license number or unique identifier for the creditor, mortgage

• • 1026 (Regulation Z)

Comment for 1026.40 - Requirements for Home-Equity Plans

If the reverse mortgage has a specified period for advances and disbursements but repayment is due only

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Fixed-rate mortgage with interest-only payments for five years.

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

If the creditor offers the consumer a fixed-rate mortgage with a prepayment penalty for which monthly

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

appropriate, a commercial bank, savings bank, savings association, life insurance company, credit union, mortgage

• • 1003 (Regulation C)

Comment for 1026.25 - Record Retention

., a brokerage agreement between a creditor and a mortgage broker or provisions of employment contracts

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

Under § 1026.35(b)(2)(iv)(B), an area is underserved during a calendar year if, according to Home Mortgage

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

with a payment that adjusts upward at three months and at six months and is fixed thereafter, where mortgage

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

For example, if the consumer is using a second mortgage loan to finance part of the purchase price, whether

• • 1026 (Regulation Z)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

For example, if mortgage loan payments are due on the first of each month and the servicer's exemption

• • 1026 (Regulation Z)