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Comment for 1003.2 - Definitions

A closed-end mortgage loan or an open-end line of credit to improve a multifamily dwelling used for residential

• • 1003 (Regulation C)

§ 1024.8 Use of HUD-1 or HUD-1A settlement statements.

settlement agent shall use the HUD-1 settlement statement in every settlement involving a federally related mortgage

• • 1024 (Regulation X)

§ 1024.14 Prohibition against kickbacks and unearned fees.

When a person in a position to refer settlement service business, such as an attorney, mortgage lender

• • 1024 (Regulation X)

Comment for 1024.41 - Loss Mitigation Procedures

Assume applicable requirements established by the owner or assignee of the mortgage loan provide that

• • 1024 (Regulation X)

§ 1024.17 Escrow accounts.

situations where the servicer has brought an action for foreclosure under the underlying federally related mortgage

• • 1024 (Regulation X)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

accordance with § 1026.19(e)(1)(vi)(A) and that are provided by persons other than the creditor or mortgage

• • 1026 (Regulation Z)

Comment for 1026.1 - Authority, Purpose, Coverage, Organization, Enforcement and Liability

effective on October 3, 2015, without respect to whether an application was received by the creditor or mortgage

• • 1026 (Regulation Z)

Comment for 1002.8 - Special Purpose Credit Programs

Or, a bank could review Home Mortgage Disclosure Act data along with demographic data for its assessment

• • 1002 (Regulation B)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

For example, assume that, under a 15-year step rate mortgage, the loan contract provides for scheduled

• • 1026 (Regulation Z)

Comment for 1026.40 - Requirements for Home-Equity Plans

If the reverse mortgage has neither a specified period for advances or disbursements nor a specified

• • 1026 (Regulation Z)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

If the balance of a mortgage loan has been accelerated but the servicer will accept a lesser amount to

• • 1026 (Regulation Z)

Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions

Section 1003.3(c)(9) provides that an institution does not report a closed-end mortgage loan or an open-end

• • 1003 (Regulation C)

§ 1024.41 Loss mitigation procedures.

, in accordance with applicable requirements established by the owner or assignee of the borrower's mortgage

• • 1024 (Regulation X)

Comment for 1002.15 - Incentives for Self-Testing and Self-Correction

methods of generating information that is not available in loan and application files, such as surveying mortgage

• • 1002 (Regulation B)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

accordance with § 1026.19(e)(1)(vi)(A) and that are provided by persons other than the creditor or mortgage

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

consumer's income, debt obligations, alimony, child support, and the consumer's monthly payment (including mortgage-related

• • 1026 (Regulation Z)

Comment for 1026.2 - Definitions and Rules of Construction

to obtain a credit report, the property address, an estimate of the value of the property, and the mortgage

• • 1026 (Regulation Z)

Comment for 1026.4 - Finance Charge

Real estate or residential mortgage transaction charges excluded under § 1026.4(c)(7) are those

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

because recording fees are paid to the applicable government entity where the documents related to the mortgage

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

number to obtain a credit report, the property address, an estimate of the value of the property, or the mortgage

• • 1026 (Regulation Z)

Comment for 1026.32 - Requirements for High-Cost Mortgages

Thus, the plan is not a high-cost mortgage under § 1026.32(a)(1)(iii).

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

payments resulting from any interest rate changes after consummation in an adjustable-rate or step-rate mortgage

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

does not include a person that performs only real estate brokerage activities (e.g., does not perform mortgage

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

connection with its decision to make the loan; that would be provided by persons other than the creditor or mortgage

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

#160;1026.38(i), (j), (l) through (p), or (r), with respect to closing costs paid by the creditor and mortgage

• • 1026 (Regulation Z)