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Appendix A to Part 1008 - Examples of Mortgage Loan Originator Activities

This means that an individual who offers or negotiates residential mortgage loan terms for compensation

• • 1008 (Regulation H)

Appendix A to Part 1008 - Examples of Mortgage Loan Originator Activities

The Bureau interprets the term “takes a residential mortgage loan application” to exclude an individual

• • 1008 (Regulation H)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-24(G) Mortgage Loan Transaction Loan Estimate - Modification to Loan Estimate for Transaction Not Involving

• • 1026 (Regulation Z)

Comment for 1026.17 - General Disclosure Requirements

addition, although no minimum type size is mandated (except for the interest rate and payment summary for mortgage

• • 1026 (Regulation Z)

Comment for 1026.18 - Content of Disclosures

If the transaction is a step-rate mortgage, the creditor should disclose the rate that will apply after

• • 1026 (Regulation Z)

Comment for 1026.32 - Requirements for High-Cost Mortgages

In disclosing the annual percentage rate for an open-end, high-cost mortgage under § 1026.32(c)(

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

The loan officer is generally the natural person employed by the creditor or mortgage broker disclosed

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

other than closing funds, as defined under § 1026.38(j)(4)(ii), in connection with the second mortgage

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Using the same example above, the creditor will meet the definition of qualified mortgage if it underwrites

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

A creditor must calculate the allowable amount of points and fees for a qualified mortgage as follows

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

developer of the electronic tool it is using to evaluate an application has securitized a closed-end mortgage

• • 1003 (Regulation C)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Under § 1026.43(e)(1)(ii), a creditor or assignee of a qualified mortgage under § 1026.43(e

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

For example, payments by a mortgage broker to an individual loan originator as compensation for originating

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

particular responsibilities of the individual loan originator and the nature and complexity of the mortgage

• • 1026 (Regulation Z)

Comment for 1003.2 - Definitions

1003.2(p) provides that, even if all of the other requirements of § 1003.2(p) are met, a closed-end mortgage

• • 1003 (Regulation C)

Comment for 1026.2 - Definitions and Rules of Construction

Rule for rescission, disclosures for certain mortgage transactions, and private education loans.

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

Compensation determined only with reference to non-mortgage-related business profits.

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

Non-federally related mortgage loans.

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

) requires that a covered transaction be eligible for purchase or guarantee by the Federal National Mortgage

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

indemnification demand by Fannie Mae, Freddie Mac, HUD, VA, USDA, or RHS is not dispositive of qualified mortgage

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

covered transaction without a prepayment penalty satisfies the points and fees conditions for a qualified mortgage

• • 1026 (Regulation Z)

§ 1024.8 Use of HUD-1 or HUD-1A settlement statements.

behalf of borrowers and sellers for a particular class of transactions involving federally related mortgage

• • 1024 (Regulation X)

Appendix C to Part 1024 — Instructions for Completing Good Faith Estimate (GFE) Form

on the loan from the date of settlement until the first day of the first period covered by scheduled mortgage

• • 1024 (Regulation X)

Comment for 1002.13 - Information for Monitoring Purposes

Creditors subject to the Home Mortgage Disclosure Act should be aware, however, that data collection

• • 1002 (Regulation B)

Comment for 1024.31 - Definitions

include temporary and long-term relief, including options that allow borrowers who are behind on their mortgage

• • 1024 (Regulation X)