Comment for 1026.17 - General Disclosure Requirements
The finance charge is the difference between the initial sum paid to the consumer and the redemption
- 1026 (Regulation Z)
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Comment for 1026.4 - Finance Charge
The rule requires all mortgage broker fees to be included in the finance charge.
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
The card issuer structures the credit card account as a “charge card account” (where no periodic rate
- 1026 (Regulation Z)
§ 1026.2 Definitions and rules of construction.
(ii) The creditor may impose a finance charge from time to time on an outstanding unpaid balance; and
- 1026 (Regulation Z)
§ 1026.23 Right of rescission.
(i) A mortgage broker fee that should have been included in the finance charge was not included; or
- 1026 (Regulation Z)
Appendix D to Part 1026 — Multiple Advance Construction Loans
The creditor shall disclose the amount financed as the entire commitment amount less any prepaid finance
- 1026 (Regulation Z)
Comment for 1026.14 - Determination of Annual Percentage Rate
Daily rate with specific transaction charge.
- 1026 (Regulation Z)
Comment for Appendix F - Optional Annual Percentage Rate Computations for Creditors Offering Open-End Credit Plans Secured by a Consumer's Dwelling
Daily rate with specific transaction charge.
- 1026 (Regulation Z)
§ 1026.4 Finance charge.
If itemized and disclosed, the following charges may be excluded from the finance charge:
- 1026 (Regulation Z)
§ 1026.6 Account-opening disclosures.
(iii) An explanation of the method used to determine the balance on which the finance charge may be computed
- 1026 (Regulation Z)
Appendix D to Part 1026 — Multiple Advance Construction Loans
financed - The amount financed for disclosure purposes is the entire commitment amount less any prepaid finance
- 1026 (Regulation Z)
Appendix D to Part 1026 — Multiple Advance Construction Loans
financed - The amount financed for disclosure purposes is the entire commitment amount less any prepaid finance
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
The amount paid by the consumer is a prepaid finance charge (even if deposited in an escrow account).
- 1026 (Regulation Z)
§ 1026.14 Determination of annual percentage rate.
(2) By dividing the total finance charge by the sum of the daily balances and multiplying the quotient
- 1026 (Regulation Z)
§ 1026.18 Content of disclosures.
(2) Adding any other amounts that are financed by the creditor and are not part of the finance charge
- 1026 (Regulation Z)
§ 1026.22 Determination of annual percentage rate.
(A) The disclosed finance charge would be considered accurate under § 1026.18(d)(1) or § 1026.38
- 1026 (Regulation Z)
§ 1026.32 Requirements for high-cost mortgages.
(i) All items included in the finance charge under § 1026.4(a) and (b), except that the following
- 1026 (Regulation Z)
§ 1026.32 Requirements for high-cost mortgages.
(i) All items included in the finance charge under § 1026.4(a) and (b), except that the following
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
If there is an increased periodic rate or any other finance charge attributable to the consumer's delinquency
- 1026 (Regulation Z)
§ 1026.6 Account-opening disclosures.
For charges imposed as part of an open-end (not home-secured) plan, the circumstances under which the charge
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
If not, the charge may be a finance charge.
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
However, in order for these or any other finance charges to be considered prepaid, they must be either
- 1026 (Regulation Z)
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
that loan costs that are designated borrower-paid at or before closing and that are not part of the finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
A $5 service charge is imposed for each item that results in an overdraft on an account with an overdraft
- 1026 (Regulation Z)
§ 1026.3 Exempt transactions.
An installment agreement for the purchase of home fuels in which no finance charge is imposed.
- 1026 (Regulation Z)