§ 1002.5 Rules concerning requests for information.
If an applicant applies for individual unsecured credit, a creditor shall not inquire about the applicant's
- 1002 (Regulation B)
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§ 1002.5 Rules concerning requests for information.
(ii) The creditor is requesting the information to monitor its compliance with the Federal Equal Credit
- 1002 (Regulation B)
§ 1002.5 Rules concerning requests for information.
(iii) The applicant is relying on the spouse's income as a basis for repayment of the credit requested
- 1002 (Regulation B)
§ 1002.3 Limited exceptions for certain classes of transactions.
Public utilities credit refers to extensions of credit that involve public utility services provided
- 1002 (Regulation B)
§ 1002.13 Information for monitoring purposes.
(1) A creditor that receives an application for credit primarily for the purchase or refinancing of a
- 1002 (Regulation B)
Comment for 1002.11 - Relation to State Law
Unlawful discriminatory practices in relation to credit on the basis of race, creed, color, national
- 1002 (Regulation B)
Comment for 1002.14 - Rules on Providing Appraisals and Valuations
Section 1002.14 covers applications for credit to be secured by a first lien on a dwelling, as that term
- 1002 (Regulation B)
§ 1002.7 Rules concerning extensions of credit.
(ii) The applicant does not have sufficient separate property to qualify for the credit requested without
- 1002 (Regulation B)
§ 1002.14 Rules on providing appraisals and other valuations.
term “consummation” means the time that a consumer becomes contractually obligated on a closed-end credit
- 1002 (Regulation B)
Comment for 1002.4 - General Rules
A creditor waives or relaxes credit standards for a nonminority applicant but not for a similarly situated
- 1002 (Regulation B)
§ 1002.4 General rules.
A creditor shall take written applications for the dwelling-related types of credit covered by §
- 1002 (Regulation B)
§ 1002.8 Special purpose credit programs.
If financial need is one of the criteria under a special purpose credit program described in paragraph
- 1002 (Regulation B)
§ 1002.2 Definitions.
(iii) A refusal to increase the amount of credit available to an applicant who has made an application
- 1002 (Regulation B)
§ 1002.4 General rules.
creditor shall not discriminate against an applicant on a prohibited basis regarding any aspect of a credit
- 1002 (Regulation B)
Comment for 1002.2 - Definitions
A creditor may not refuse to grant credit because an applicant comes from a particular country but may
- 1002 (Regulation B)
Comment for 1002.3 - Limited Exceptions for Certain Classes of Transactions
This definition applies only to credit for the purchase of a utility service, such as electricity, gas
- 1002 (Regulation B)
Comment for 1002.2 - Definitions
If a credit card issuer terminates the open-end account of a customer because the customer has moved
- 1002 (Regulation B)
§ 1002.8 Special purpose credit programs.
(1) Any credit assistance program expressly authorized by Federal or state law for the benefit of an
- 1002 (Regulation B)
§ 1002.9 Notifications.
after notifying the applicant of a counteroffer if the applicant does not expressly accept or use the credit
- 1002 (Regulation B)
§ 1002.14 Rules on providing appraisals and other valuations.
valuation” means any estimate of the value of a dwelling developed in connection with an application for credit
- 1002 (Regulation B)
Comment for 1002.2 - Definitions
The circumstances (such as excessive use of a credit card in a short period of time) suggest that fraud
- 1002 (Regulation B)
Comment for 1002.2 - Definitions
A credit cardholder presents an expired card or a card that has been reported to the card issuer as lost
- 1002 (Regulation B)
§ 1002.9 Notifications.
made on behalf of an applicant to more than one creditor and the applicant expressly accepts or uses credit
- 1002 (Regulation B)
Comment for 1002.7 - Rules Concerning Extensions of Credit
an account holder, even when there is no evidence of unwillingness or inability to repay, if (1) the credit
- 1002 (Regulation B)
§ 1002.2 Definitions.
(1) A credit scoring system is a system that evaluates an applicant's creditworthiness mechanically,
- 1002 (Regulation B)