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Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Section 1026.43(c)(5)(i) does not prescribe the terms or loan features that a creditor may choose to

• • 1026 (Regulation Z)

Comment for 1026.48 - Limitations on Private Education Loans

proximate to the reference to the covered educational institution, using the name of the creditor's loan

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

the ratio of the total amount of debt secured by the property to the value of the property (combined loan-to-value

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

result generated by that system, regardless of whether the securitizer intends to hold the covered loan

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

generated by that system, regardless of whether the financial institution intends to hold the covered loan

• • 1003 (Regulation C)

§ 1024.39 Early intervention requirements for certain borrowers.

paragraph (b) of this section if no loss mitigation option is available, or if any borrower on the mortgage loan

• • 1024 (Regulation X)

Appendix C to Part 1024 — Instructions for Completing Good Faith Estimate (GFE) Form

.” - In this block, the loan originator must estimate the sum of all State and local government fees

• • 1024 (Regulation X)

§ 1026.18 Content of disclosures.

(C) If the loan provides for payment increases as described in paragraph (s)(3)(i)(B) of this section

• • 1026 (Regulation Z)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

statement of that fact, along with a statement that the consumer included the closing costs in the loan

• • 1026 (Regulation Z)

§ 1008.401 The Bureau's authority to examine loan originator records.

The cost of conducting any examination of any loan originator operating in any state which is subject

• • 1008 (Regulation H)

Comment for 1041.5 - Ability-to-Repay Determination Required

grounded in reasonable inferences and conclusions as to a consumer's ability to repay a covered short-term loan

• • 1041 (Payday Lending Rule)

Comment for 1026.30 - Limitation on Rates

If a consumer-purpose loan that allows for interest rate increases is secured by an assignment of a beneficial

• • 1026 (Regulation Z)

Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages

connection with a refinancing that provides additional funds to the borrower, in determining whether a loan

• • 1026 (Regulation Z)

Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages

structures a transaction in violation of § 1026.34(b) if, for example, the creditor structures a loan

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

Collecting information on behalf of the consumer with regard to a residential mortgage loan.

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

If the loan product is an adjustable rate with no introductory rate, the creditor should disclose “0”

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

1026.37(b)(5) includes the payments under transactions that require only one or two payments during the loan

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

fixed-rate mortgage with an interest rate at consummation of 7 percent that is fixed for the 30-year loan

• • 1026 (Regulation Z)

Comment for 1026.48 - Limitations on Private Education Loans

The prohibition extends only to fees charged specifically for canceling the loan.

• • 1026 (Regulation Z)

Comment for Appendix K - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

discount or premium rate, the creditor should apply the same rules for calculating the total annual loan

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

borrower submitted the application directly to the financial institution that is reporting the covered loan

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

The application was also submitted directly to the financial institution reporting the covered loan or

• • 1003 (Regulation C)

§ 1041.3 Scope of coverage; exclusions; exemptions.

has sole physical possession and use of the property securing the credit for the entire term of the loan

• • 1041 (Payday Lending Rule)

Comment for 1026.18 - Content of Disclosures

A fee, such as an origination or other loan closing cost, that is waived by the creditor on the condition

• • 1026 (Regulation Z)

Comment for 1026.32 - Requirements for High-Cost Mortgages

A fee, such as an origination or other loan closing cost, that is waived by the creditor on the condition

• • 1026 (Regulation Z)