Comment for 1026.12 - Special Credit Card Provisions
must be provided to the consumer in a document separate from the deposit account agreement and the credit
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
must be provided to the consumer in a document separate from the deposit account agreement and the credit
This means that the credit plan must be usable from time to time and the creditor must legitimately expect
For purposes of § 1026.5(b)(2)(ii)(A)(1), the payment due date for a credit card account under an
Under § 1026.36(d)(1), a loan originator's compensation may not be based on any of the terms of a credit
(iii) The amount of credit that may be extended to the consumer during the term of the plan (up to any
Any credit to the account during the billing cycle, including the amount and the date of crediting.
Any credit to the account during the billing cycle, including the amount and the date of crediting.
(3) A reflection on or with a periodic statement of an extension of credit for property or services not
In addition to the requirements of paragraph (c) of this section, if an advertisement for credit secured
(C) In an advertisement for credit secured by a first lien on a dwelling, the fact that the payments
For a transaction in which the annual percentage rate will not vary during the term of the loan or credit
manufacture is no earlier than 18 months prior to the creditor's receipt of the consumer's application for credit
(A) Withdrawing an offer before consummation of the transaction if the extension of credit would be prohibited
entitled to rescind under certain circumstances and they may have certain rights if they are obligated on credit
provision of the regulation or commentary (for example, if the tax is imposed uniformly in cash and credit
charge under this paragraph are also excluded from treatment as a finance charge or other charge for credit
codes or symbols such as “APR” (for annual percentage rate), “FC” (for finance charge), or “Cr” (for credit
a request for an overdraft plan tied to a checking account does not constitute an application for a credit
A credit card may be issued in response to a request made before any cards are ready for issuance (for
not actually post the refund to the consumer's account within three business days after receiving the credit
Credit transactions subject to the Connecticut Truth in Lending Act are exempt from chapters 2 and 4
Credit transactions subject to the Massachusetts Truth in Lending Act are exempt from chapters 2 and
On or after December 9, 1987, when a credit obligation is assumed, as defined in § 1026.20(b), the
1), the mortgage loans considered in determining status as a small servicer are closed-end consumer credit
A card issuer is deemed to offer a credit card agreement to the public even if the terms of the agreement