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Comment for 1024.32 - General Disclosure Requirements.

notices and communications identified in § 1024.32(c)(1)(iii), such as periodic statements and mortgage

• • 1024 (Regulation X)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

requires a creditor to establish an escrow account before consummation of a first-lien higher-priced mortgage

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

Preparing residential mortgage loan packages, which means compiling and processing loan application materials

• • 1026 (Regulation Z)

Comment for 1024.38 - General servicing policies, procedures, and requirements.

provide the borrower with a copy of the information contained in the servicing file for the borrower's mortgage

• • 1024 (Regulation X)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

such information include a breakdown of payoff figures, a breakdown of the consumer's total monthly mortgage

• • 1026 (Regulation Z)

Comment for 1024.39 - Early Intervention Requirements for Certain Borrowers

During the 60-day period beginning on the effective date of transfer of the servicing of any mortgage

• • 1024 (Regulation X)

Comment for 1026.39 - Mortgage Transfer Disclosures

See comments 39(c)(1)-2, 39(c)(3)-1 and 39(c)(3)-2 regarding transfers of a partial interest in the mortgage

• • 1026 (Regulation Z)

§ 1003.5 Disclosure and reporting.

appropriate agency for the financial institution as determined pursuant to section 304(h)(2) of the Home Mortgage

• • 1003 (Regulation C)

Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions

The following are examples of closed-end mortgage loans and open-end lines of credit that are not excluded

• • 1003 (Regulation C)

§ 1024.17 Escrow accounts.

due date, then the servicer may recover the deficiency pursuant to the terms of the federally related mortgage

• • 1024 (Regulation X)

Comment for 1002.2 - Definitions

without the consent of the mortgagee, and the mortgagee exercises its contractual right to accelerate the mortgage

• • 1002 (Regulation B)

§ 1026.17 General disclosure requirements.

Except for mortgage disclosures made in compliance with § 1026.19(a) or (e), (f), and (g), if a

• • 1026 (Regulation Z)

§ 1026.19 Certain mortgage and variable-rate transactions.

In a reverse mortgage transaction subject to both § 1026.33 and the Real Estate Settlement Procedures

• • 1026 (Regulation Z)

§ 1026.20 Disclosure requirements regarding post-consummation events.

with a subsequent consumer to accept that consumer as a primary obligor on an existing residential mortgage

• • 1026 (Regulation Z)

§ 1026.24 Advertising.

advertisement solely for non-variable-rate transactions where the payment will increase (e.g., a stepped-rate mortgage

• • 1026 (Regulation Z)

§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.

written policies and procedures must be appropriate to the nature, size, complexity, and scope of the mortgage

• • 1026 (Regulation Z)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

The estimated amount the consumer is likely to pay during the first year after consummation for the mortgage-related

• • 1026 (Regulation Z)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

(3) Nationwide Mortgage Licensing System & Registry (NMLSR ID) identification number, labeled “NMLS

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(iii) The balloon-payment qualified mortgage is sold, assigned, or otherwise transferred to another person

• • 1026 (Regulation Z)

§ 1022.74 Exceptions.

(B) A person that uses consumer reports to set the material terms of mortgage credit granted, extended

• • 1022 (Regulation V)

§ 1008.111 Other minimum requirements for state licensing systems.

(f) The supervisory authority must require a loan originator to ensure that all residential mortgage

• • 1008 (Regulation H)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-25(C) Mortgage Loan Transaction Closing Disclosure - Borrower Funds From Second-Lien Loan in Summaries

• • 1026 (Regulation Z)

Comment for 1026.18 - Content of Disclosures

If an amortizing loan is an adjustable-rate mortgage with an introductory rate (less than the fully-indexed

• • 1026 (Regulation Z)

Comment for 1026.32 - Requirements for High-Cost Mortgages

Prior to January 10, 2014, a mortgage loan was covered by § 1026.32 if the total points and fees

• • 1026 (Regulation Z)

Comment for 1026.32 - Requirements for High-Cost Mortgages

The prohibition against negative amortization in a high-cost mortgage does not preclude reasonable increases

• • 1026 (Regulation Z)