§ 1026.32 Requirements for high-cost mortgages.
i) of this section, a creditor shall determine the annual percentage rate for a closed- or open-end credit
- 1026 (Regulation Z)
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§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
In connection with a closed-end consumer credit transaction secured by a consumer's principal dwelling
- 1026 (Regulation Z)
Comment for 1026.6 - Account-Opening Disclosures
Rate changes that are triggered by a specific event such as an open-end credit plan in which the employee
- 1026 (Regulation Z)
Comment for 1026.16 - Advertising
disclosures are available by calling the telephone number, such as “call 1-(800) 000-0000 for details about credit
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Annual fees and other fees for the issuance or availability of credit described in § 1026.60(b)(
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
The card can only access credit extended through a negative balance on the asset feature of the prepaid
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
When a card issuer substitutes or replaces an existing credit card account with another credit card account
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
If a creditor has adopted reasonable procedures designed to ensure that periodic statements for a credit
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
A card issuer assesses a $15 fee for credit drawn from a covered separate credit feature using a hybrid
- 1026 (Regulation Z)
§ 1026.16 Advertising.
(i) Any loan fee that is a percentage of the credit limit under the plan and an estimate of any other
- 1026 (Regulation Z)
§ 1026.24 Advertising.
Using the word “fixed” to refer to rates, payments, or the credit transaction in an advertisement for
- 1026 (Regulation Z)
§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).
If the credit is not for one of the purposes described in paragraphs (a)(9)(i) through (iii) of this
- 1026 (Regulation Z)
§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).
, that the consumer will pay to each creditor and loan originator for originating and extending the credit
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
directly from the consumer and does not collect any fee, other than a fee for obtaining a consumer's credit
- 1026 (Regulation Z)
Comment for 1026.30 - Limitation on Rates
business-purpose loan is not subject to this section even if the loan is secured by a dwelling because such credit
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
A creditor may offer a loan originator 1 percent of the amount of credit extended for all loans the originator
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Violations of different types (late payment and over the credit limit).
- 1026 (Regulation Z)
Comment for 1026.59 - Reevaluation of Rate Increases
factors it currently considers in determining the annual percentage rates applicable to similar new credit
- 1026 (Regulation Z)
Comment for 1026.59 - Reevaluation of Rate Increases
No similar new credit card accounts.
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
specified in paragraph (g)(4)(i)(B) of this section, if the outstanding balance does not exceed the credit
- 1026 (Regulation Z)
§ 1026.20 Disclosure requirements regarding post-consummation events.
For purposes of this paragraph (c), an adjustable-rate mortgage or “ARM” is a closed-end consumer credit
- 1026 (Regulation Z)
§ 1026.20 Disclosure requirements regarding post-consummation events.
For purposes of this paragraph (d), an adjustable-rate mortgage or “ARM” is a closed-end consumer credit
- 1026 (Regulation Z)
Comment for 1026.8 - Identifying Transactions on Periodic Statements
represents, such as cash advance, loan, overdraft loan, or any readily understandable trade name for the credit
- 1026 (Regulation Z)
Comment for 1026.10 - Payments
to post the payment to the consumer's account on a particular date; the creditor is only required to credit
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
The consumer must be aware that granting a security interest is a condition for the credit card account
- 1026 (Regulation Z)