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§ 1026.48 Limitations on private education loans.

(B) Changing the interest rate based on adjustments to the index used for a loan;

• • 1026 (Regulation Z)

§ 1008.103 Individuals required to be licensed by states.

(ii) Offers or negotiates terms of a residential mortgage loan for compensation or gain; or

• • 1008 (Regulation H)

§ 1008.103 Individuals required to be licensed by states.

A) Presents for consideration by a borrower or prospective borrower particular residential mortgage loan

• • 1008 (Regulation H)

Appendix A to Part 1007 - Examples of Mortgage Loan Originator Activities

(2) Offering or negotiating terms of a loan does not include solely or in combination:

• • 1007 (Regulation G)

Appendix A to Part 1008 - Examples of Mortgage Loan Originator Activities

(D) The individual lacks authority to negotiate the interest rate or other loan terms; or

• • 1008 (Regulation H)

Comment for 1026.18 - Content of Disclosures

In a loan transaction, the creditor may delete disclosure of the total sale price.

• • 1026 (Regulation Z)

§ 1041.3 Scope of coverage; exclusions; exemptions.

(i) The cost of credit for the loan exceeds 36 percent per annum, as measured:

• • 1041 (Payday Lending Rule)

§ 1003.3 Exempt institutions and excluded and partially exempt transactions.

(11) A closed-end mortgage loan, if the financial institution originated fewer than 25 closed-end mortgage

• • 1003 (Regulation C)

Comment for 1003.2 - Definitions

A prequalification request is a request by a prospective loan applicant (other than a request for preapproval

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

For a fully amortizing covered loan, the number of months after which the legal obligation matures is

• • 1003 (Regulation C)

§ 1024.41 Loss mitigation procedures.

(ii) Trial Loan Modification Plan.

• • 1024 (Regulation X)

Appendix C to Part 1024 — Instructions for Completing Good Faith Estimate (GFE) Form

.” - In this block, for all purchase transactions the loan originator must provide an estimate of the

• • 1024 (Regulation X)

Comment for 1002.15 - Incentives for Self-Testing and Self-Correction

A creditor's evaluation or analysis of its loan files, Home Mortgage Disclosure Act data, or similar

• • 1002 (Regulation B)

§ 1008.111 Other minimum requirements for state licensing systems.

(2) To summon any loan originator operating in the state, or any person having possession, custody, or

• • 1008 (Regulation H)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Term of loan.

• • 1026 (Regulation Z)

Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions

Loan or line of credit to construct a dwelling for sale.

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

Financial Institution A received an application for a covered loan from an applicant.

• • 1003 (Regulation C)

§ 1024.33 Mortgage servicing transfers.

Beginning on the effective date of transfer of the servicing of any mortgage loan, with respect to payments

• • 1024 (Regulation X)

§ 1026.32 Requirements for high-cost mortgages.

(A) 5 percent of the total loan amount for a transaction with a loan amount of $20,000 or more; the $20,000

• • 1026 (Regulation Z)

§ 1026.33 Requirements for reverse mortgages.

(2) Total annual loan cost rates.

• • 1026 (Regulation Z)

§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.

Mortgage Licensing System and Registry to facilitate electronic tracking and uniform identification of loan

• • 1026 (Regulation Z)

§ 1026.39 Mortgage transfer disclosures.

(3) The covered person acquires only a partial interest in the loan and the party authorized to receive

• • 1026 (Regulation Z)

§ 1007.101 Authority, purpose, and scope.

vi) Any federally insured credit union and its employees, including volunteers, who act as mortgage loan

• • 1007 (Regulation G)

Appendix A to Part 1008 - Examples of Mortgage Loan Originator Activities

(vii) Offering or negotiating loan terms solely through a third-party licensed loan originator, so long

• • 1008 (Regulation H)

Comment for 1041.5 - Ability-to-Repay Determination Required

consumer will obtain additional consumer credit to be able to make payments under the covered short-term loan

• • 1041 (Payday Lending Rule)