§ 1026.58 Internet posting of credit card agreements.
(A) Is offered for accounts under one or more private label credit card plans each of which has fewer
- 1026 (Regulation Z)
 
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
(A) Is offered for accounts under one or more private label credit card plans each of which has fewer
§ 1026.60(b)(2) and related commentary for guidance on fees for issuance or availability of a credit
The disclosures should reflect the credit terms to which the parties are legally bound at the time of
The organizations may provide other credit counseling services that have not been reviewed by the United
A card issuer may credit the account for fees and charges imposed after the date of receiving reasonable
In order for the right of rescission to apply, the security interest must be retained as part of the credit
If the right arises with each individual credit extension, then the interest is void as to that extension
In order for the right of rescission to apply, the security interest must be retained as part of the credit
A state law that requires card issuers to offer a grace period or that prohibits certain fees in credit
Section 1026.39 applies to closed-end or open-end consumer credit transactions secured by the principal
(ii) No additional extensions of credit are obtained, such as new purchases, transactions, fees, charges
result of an interest reduction required by law on a time deposit used as security for an extension of credit
statement indicating the date on which the penalty rate will apply, if the outstanding balance exceeds the credit
(iii) Within a reasonable time, whatever adjustments are necessary are made to the loan or credit plan
(iii) Within a reasonable time, whatever adjustments are necessary are made to the loan or credit plan
(1) In connection with a closed-end credit transaction, points and fees means the following fees or charges
(vii) Any fees charged for participation in an open-end credit plan, payable at or before account opening
connection with residential mortgage transactions or real estate transactions such as title, appraisal, and credit-report
An advance on a credit plan that is accessed by overdrafts on an asset account other than a prepaid account
The creditor must credit the consumer's account under § 1005.11(c) with any finance or other charges
The creditor must credit the consumer’s account under § 1005.11(c) with any finance or other charges
They may be placed on the same document with the credit contract or other information, so long as they
Dwelling-secured credit obligations that require variable-rate disclosures under the regulation because
Establish credit pricing that the creditor offers generally to the public, via advertisements or other
account via a debit card, in the course of a transaction on prepaid accounts without a covered separate credit