Comment for 1026.17 - General Disclosure Requirements
If the reverse mortgage has a specified period for disbursements but repayment is due only upon the occurrence
- 1026 (Regulation Z)
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Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
A prepayment penalty is permitted with this mortgage transaction provided that the other § 1026.35
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
term with a payment that adjusts every month for the first 12 months and is fixed thereafter, where mortgage
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
is a simultaneous loan that the creditor knows or has reason to know about must be considered as a mortgage
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
the reduction is reasonably consistent with established industry norms and practices for secondary mortgage
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
Assume a loan with a 30-year term that does not require mortgage insurance and requires interest only
- 1026 (Regulation Z)
§ 1026.1 Authority, purpose, coverage, organization, enforcement, and liability.
subject to § 1026.39(d)(5), no person becoming a creditor with respect to an existing residential mortgage
- 1026 (Regulation Z)
§ 1026.20 Disclosure requirements regarding post-consummation events.
The creditor, assignee, or servicer of an adjustable-rate mortgage shall provide consumers with disclosures
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
If the reverse mortgage has neither a specified period for disbursements nor a specified repayment date
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
borrower's financial information in anticipation of a credit decision relating to a federally related mortgage
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Assume a transaction that is a first-lien, purchase-money home mortgage with a fixed interest rate and
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Assume a transaction that is a first-lien, purchase-money home mortgage with a fixed interest rate and
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
The GSE pools the refinancing in a mortgage-backed security guaranteed by the GSE, thus the GSE holds
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
Before extending a higher-priced mortgage loan subject to the appraisal requirements of § 1026.35
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Specifically, if the compensation is determined with reference to the profits of the person from mortgage-related
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
For example, assume a parent company has two mortgage lending subsidiaries.
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
requires in connection with the transaction that would be provided by persons other than the creditor or mortgage
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
fee, title - closing protection letter fee, title - lender's title insurance policy, and an upfront mortgage
- 1026 (Regulation Z)
Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
If two or more consumers are joint obligors with primary liability on a mortgage loan subject to §
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
For an adjustable-rate mortgage, creditors should assume the interest rate increases after consummation
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
based on inaccurate information provided by the creditor; therefore, the loan was never a qualified mortgage
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
covered transaction using the payment calculation rules in § 1026.43(f)(1)(iv)(A), together with all mortgage-related
- 1026 (Regulation Z)
Comment for Appendix D - Multiple-Advance Construction Loans
The first column also reflects the amortizing payments, and mortgage insurance and escrow payments, if
- 1026 (Regulation Z)
§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).
accordance with § 1026.19(e)(1)(vi)(A) and that are provided by persons other than the creditor or mortgage
- 1026 (Regulation Z)
Comment for 1026.1 - Authority, Purpose, Coverage, Organization, Enforcement and Liability
effective on October 3, 2015, without respect to whether an application was received by the creditor or mortgage
- 1026 (Regulation Z)