§ 1024.36 Requests for information.
the identity of, and address or other relevant contact information for, the owner or assignee of a mortgage
- 1024 (Regulation X)
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the identity of, and address or other relevant contact information for, the owner or assignee of a mortgage
personal financial information (other than information about the terms, status, and payment history of the mortgage
closed-end consumer credit transaction secured by real property or a cooperative unit, other than a reverse mortgage
(iii) The creditor or mortgage broker need not provide the booklet to the consumer for a transaction,
Making any misleading claim in an advertisement that the mortgage product offered will eliminate debt
(1) The requirements of this section apply to a high-cost mortgage, which is any consumer credit transaction
(i) For a transaction subject to § 1026.19(e) that is a federally related mortgage loan, as defined
(i) For a transaction subject to § 1026.19(f) that is a federally related mortgage loan, as defined
required under paragraph (c)(2)(iv) of this section, a creditor must consider, taking into account any mortgage-related
interest rate change after consummation has on the payment in the case of an adjustable-rate or step-rate mortgage
, refers, or steers a borrower or prospective borrower to a particular lender or set of residential mortgage
individual who is lawfully registered with, and maintains a unique identifier through, the Nationwide Mortgage
An employee registering as a mortgage loan originator or renewing or updating his or her registration
(b) Require that all employees of the covered financial institution who are mortgage loan originators
H-24(E) Mortgage Loan Transaction Loan Estimate - Balloon Payment Sample Description: This is a sample
including a transaction in which the consumer sells the dwelling and takes back a purchase money note and mortgage
For an adjustable-rate mortgage, the creditor must take into account any interest rate caps when disclosing
including a transaction in which the consumer sells the dwelling and takes back a purchase money note and mortgage
The non-standard mortgage is consummated on February 15, 2014, and the first monthly payment is due on
The non-standard mortgage is consummated on February 15, 2014, and the first monthly payment is due on
Under § 1026.43(f)(1)(vi), to make a qualified mortgage that provides for a balloon payment, the
Period 2 is the life expectancy in years of the youngest borrower to become obligated on the reverse mortgage
such as a student loan or balloon-payment note scheduled to begin or come due within 12 months of the mortgage
A creditor that makes an alternative mortgage transaction with an adjustable rate or finance charge may
(iii) For a reverse mortgage, the initial principal limit, as determined pursuant to section 255 of the