§ 1026.35 Requirements for higher-priced mortgage loans.
other loan pricing terms currently offered to consumers by a representative sample of creditors for mortgage
- 1026 (Regulation Z)
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Appendix H to Part 1026 — Closed-End Model Forms and Clauses
H-25(F) Mortgage Loan Transaction Closing Disclosure - Refinance Transaction Sample (Amount in Excess
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
Mortgage assistance plans administered by a government agency in which a portion of the consumer's monthly
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Comment for 1026.2 - Definitions and Rules of Construction
The fact that a particular plan is called an open-end real estate mortgage, for example, does not, by
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
The disclosures need not be given by any particular time before consummation, except in certain mortgage
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
The term high-cost mortgage includes both a closed-end credit transaction and an open-end credit plan
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Comment for 1026.33 - Requirements for Reverse Mortgages
entitled to receive pursuant to the legal obligation must be included in the total cost of a reverse mortgage
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Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Under § 1026.43(e)(4)(iii), the definition of qualified mortgage under paragraph (e)(4) applies
- 1026 (Regulation Z)
Comment for Appendix H - Closed-End Forms and Clauses
However, pursuant to §§ 1026.37(o)(3) and 1026.38(t)(3), for federally related mortgage loans forms
- 1026 (Regulation Z)
§ 1026.19 Certain mortgage and variable-rate transactions.
Estate Settlement Procedures Act (12 U.S.C. 2604) to help consumers applying for federally related mortgage
- 1026 (Regulation Z)
§ 1026.34 Prohibited acts or practices in connection with high-cost mortgages.
The terms of a high-cost mortgage agreement may provide that any payment shall first be applied to any
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
first-time borrower in connection with a closed-end transaction secured by a dwelling, other than a reverse mortgage
- 1026 (Regulation Z)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
this section; simultaneous loans, as required by paragraphs (c)(2)(iv) and (c)(6) of this section; mortgage-related
- 1026 (Regulation Z)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
H-24(G) Mortgage Loan Transaction Loan Estimate - Modification to Loan Estimate for Transaction Not Involving
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Comment for 1026.17 - General Disclosure Requirements
addition, although no minimum type size is mandated (except for the interest rate and payment summary for mortgage
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
If the transaction is a step-rate mortgage, the creditor should disclose the rate that will apply after
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
In disclosing the annual percentage rate for an open-end, high-cost mortgage under § 1026.32(c)(
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
The loan officer is generally the natural person employed by the creditor or mortgage broker disclosed
- 1026 (Regulation Z)
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
other than closing funds, as defined under § 1026.38(j)(4)(ii), in connection with the second mortgage
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Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Using the same example above, the creditor will meet the definition of qualified mortgage if it underwrites
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
A creditor must calculate the allowable amount of points and fees for a qualified mortgage as follows
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Under § 1026.43(e)(1)(ii), a creditor or assignee of a qualified mortgage under § 1026.43(e
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
For example, payments by a mortgage broker to an individual loan originator as compensation for originating
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
particular responsibilities of the individual loan originator and the nature and complexity of the mortgage
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
Rule for rescission, disclosures for certain mortgage transactions, and private education loans.
- 1026 (Regulation Z)