Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
The creditor is required to disclose that the credit is for a “home equity loan” if the creditor intends
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
The creditor is required to disclose that the credit is for a “home equity loan” if the creditor intends
For example, to verify a consumer's credit history using third-party records as required by § 1026.43
unavailable funds in the asset feature of the prepaid account at the time the transaction is initiated and credit
this paragraph (d)(1) only, a “term of a transaction” is any right or obligation of the parties to a credit
Card issuers with small private label and other credit card plans.
The disclosure of fees for exceeding a credit limit does not include fees for other types of default
Incidental credit under an agreement with respect to an account other than a prepaid account.
In any event, if the value of the dwelling declines such that the initial difference between the credit
For example, assume that, with respect to the card issuer's 3,000 open accounts with credit cards usable
(2) Advertisement means a commercial message in any medium that promotes, directly or indirectly, a credit
(9) Discounts for the purpose of inducing payment by a means other than the use of credit.
(b) Refund any part of the remaining credit balance, upon the written request of the consumer; and
(a) In the case of closed-end credit, the annual percentage rate may increase after consummation, or
(b) In the case of open-end credit, the annual percentage rate may increase during the plan.
The name and mailing address of the consumer(s) applying for the credit, labeled “Applicants.”
The consumer's intended use for the credit, labeled “Purpose,” using one of the following terms:
G-18(D) Periodic Statement New Balance, Due Date, Late Payment and Minimum Payment Sample (Credit Cards
The account is accessed by a credit card, as defined in § 1026.2(a)(15)(i); and
A change in the consumer's credit limit except as otherwise required by § 1026.9(c)(2)(vi).
The provisions of § 1026.13(d) and (g) apply only to the credit portion of the transaction.
The provisions of § 1026.13(d) and (g) apply only to the credit portion of the transaction.
61(a)(3) Prepaid Card Can Access Credit Extended Through a Negative Balance on the Asset Feature
(x) The account is not past due and the account balance does not exceed the credit limit.
applicable) pursuant to section 19 of the Federal Deposit Insurance Act (FDIA), 12 U.S.C. 1829, the National Credit
For purposes of § 1026.52(b)(2)(i), the dollar amount associated with extensions of credit in excess