Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Section 1026.43(b)(8) includes property taxes in the evaluation of mortgage-related obligations.
- 1026 (Regulation Z)
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Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
First, the payment must be based on the outstanding principal balance as of the date on which the mortgage
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
The transaction will meet the definition of a qualified mortgage if the creditor underwrites the loan
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
The transaction will meet the definition of a qualified mortgage if the creditor underwrites the loan
- 1026 (Regulation Z)
§ 1026.19 Certain mortgage and variable-rate transactions.
(ii) In the case of a home equity line of credit subject to § 1026.40, a creditor or mortgage broker
- 1026 (Regulation Z)
§ 1026.22 Determination of annual percentage rate.
(5) Additional tolerance for mortgage loans.
- 1026 (Regulation Z)
§ 1026.34 Prohibited acts or practices in connection with high-cost mortgages.
A late payment charge may not be imposed in connection with a high-cost mortgage payment if any delinquency
- 1026 (Regulation Z)
§ 1026.35 Requirements for higher-priced mortgage loans.
account must be established pursuant to paragraph (b)(1) of this section for any first-lien higher-priced mortgage
- 1026 (Regulation Z)
§ 1026.35 Requirements for higher-priced mortgage loans.
Except as provided in paragraph (c)(2) of this section, a creditor shall not extend a higher-priced mortgage
- 1026 (Regulation Z)
§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).
disclosure is the total the consumer will have paid after making all payments of principal, interest, mortgage
- 1026 (Regulation Z)
§ 1026.39 Mortgage transfer disclosures.
(2) The mortgage loan is transferred to the covered person in connection with a repurchase agreement
- 1026 (Regulation Z)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
A creditor or assignee of a qualified mortgage, as defined in paragraphs (e)(2), (e)(4), (e)(5), (e)(
- 1026 (Regulation Z)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
H-25(A) Mortgage Loan Transaction Closing Disclosure - Model Form Description: This is a blank model
- 1026 (Regulation Z)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
H-28(I) Mortgage Loan Transaction Loan Estimate - Modification to Loan Estimate for Transaction Not Involving
- 1026 (Regulation Z)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
H-28(J) Mortgage Loan Transaction Closing Disclosure - Modification to Closing Disclosure for Transaction
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
arrangement with a home purchaser in which the investor pays a portion of the downpayment and of the periodic mortgage
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
For an adjustable-rate mortgage, the creditor must take into account any interest rate caps in disclosing
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
creditor or third party does not collect or impose any additional fee until the consumer receives an early mortgage
- 1026 (Regulation Z)
Comment for 1026.31 - General Rules
For purposes of providing reverse mortgage disclosures, “business day” has the same meaning as in comment
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
The repayment schedule for a high-cost mortgage must fully amortize the outstanding principal balance
- 1026 (Regulation Z)
Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages
Accordingly, in connection with a closed-end, high-cost mortgage, § 1026.34(a)(4) requires a creditor
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
A higher-priced mortgage loan is a consumer credit transaction secured by the consumer's principal dwelling
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
rural or underserved area, the creditor can meet this condition for exemption for any higher-priced mortgage
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
i) does not apply, the creditor must obtain two written appraisals before extending a higher-priced mortgage
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
up the interest rate or any other fees payable by the consumer in connection with the higher-priced mortgage
- 1026 (Regulation Z)