§ 1024.20 List of homeownership counseling organizations.
(3) A mortgage broker or dealer may provide the list of homeownership counseling organizations required
- 1024 (Regulation X)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
(3) A mortgage broker or dealer may provide the list of homeownership counseling organizations required
(6) If a mortgage loan transaction involves more than one lender, only one list of homeownership counseling
For example, a creditor that self-tests mortgage loans and discovers evidence of discrimination may focus
A nonrecourse reverse mortgage transaction limits the homeowner's liability to the proceeds of the sale
The creditor complies with § 1026.43(c)(2)(v) by relying on an estimate of mortgage-related obligations
Regulation D, is issued by the Bureau of Consumer Financial Protection to implement the Alternative Mortgage
financial institution depends in part on whether the institution originated at least 25 closed-end mortgage
require a borrower to deposit into any escrow account, created in connection with a federally related mortgage
Successor in interest means a person to whom an ownership interest in a property securing a mortgage
Housing Administration (FHA) is not required to provide to the borrower a notice of transfer where a mortgage
with paragraph (b) of this section if the borrower has made any partial or periodic payment on the mortgage
in a manner beneficial to the consumer so that the loan or credit plan will no longer be a high-cost mortgage
in a manner beneficial to the consumer so that the loan or credit plan will no longer be a high-cost mortgage
on the property that will be paid off as part of the real estate closing, labeled “Payoff of First Mortgage
on the property that will be paid off as part of the real estate closing, labeled “Payoff of Second Mortgage
A residential mortgage transaction includes a loan to finance the construction of a consumer's principal
Except as provided in § 1026.32(d)(1)(ii) and (iii), a mortgage transaction subject to this section
Reliance on oral statements of interested parties, such as the consumer, seller, or mortgage broker,
(ii) For an open-end line of credit, other than a reverse mortgage open-end line of credit, the amount
Covered loans “swapped” for mortgage-backed securities are to be treated as sales; the purchaser is the
The disclosures required by § 1026.39(d)(5) apply only to a mortgage loan that is a closed-end consumer
The loan originator must fill in the initial monthly amount owed for principal, interest, and any mortgage
[ ]-year loan term 0 [ ] 4 [ ] 8 [ ] The cost of any reverse mortgage
complaint; and the link or uniform resource locator address to the Web site: www.consumerfinance.gov/mortgage-closing
(ii) Establish by agreement that the mortgage broker must present the consumer an alternative covered