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Appendix L to Part 1026 — Assumed Loan Periods for Computations of Total Annual Loan Cost Rates

(3) Loan Period 3 is the life expectancy figure in Loan Period 3, multiplied by 1.4 and rounded to the

• • 1026 (Regulation Z)

§ 1003.4 Compilation of reportable data.

(B) Whether an application for a covered loan that did not result in the origination of a covered loan

• • 1003 (Regulation C)

Comment for 1041.3 - Scope of Coverage; Exclusions; Exemptions

A loan may become a covered longer-term loan at any such time as both of the requirements of § 1041.3

• • 1041 (Payday Lending Rule)

§ 1026.32 Requirements for high-cost mortgages.

required to complete this agreement merely because you have received these disclosures or have signed a loan

• • 1026 (Regulation Z)

§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.

(B) The loan with the lowest interest rate without negative amortization, a prepayment penalty, interest-only

• • 1026 (Regulation Z)

§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.

(4) Number of loan options presented.

• • 1026 (Regulation Z)

§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.

(2) Ensure that each individual loan originator who works for the loan originator organization is licensed

• • 1026 (Regulation Z)

§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).

The total amount of interest that the consumer will pay over the life of the loan, expressed as a percentage

• • 1026 (Regulation Z)

§ 1026.48 Limitations on private education loans.

(ii) If the creditor changes the rate or terms of the loan under this paragraph (c)(3), the creditor

• • 1026 (Regulation Z)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-28(D) Mortgage Loan Transaction Loan Estimate - Spanish Language Balloon Payment Sample Description

• • 1026 (Regulation Z)

Comment for 1041.4 - Identification of Unfair and Abusive Practice

A lender who complies with § 1041.5 in making a covered short-term loan or a covered longer-term

• • 1041 (Payday Lending Rule)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

Section 1026.36(f) requires loan originators to comply with applicable State and Federal licensing and

• • 1026 (Regulation Z)

Comment for 1026.39 - Mortgage Transfer Disclosures

Loan servicers.

• • 1026 (Regulation Z)

§ 1041.8 Prohibited payment transfer attempts.

(A) The lender, pursuant to the terms of the loan agreement or account agreement, does not charge the

• • 1041 (Payday Lending Rule)

Appendix C to Part 1008 - Independent Contractors and Loan Processor and Underwriter Activities That Require a State Mortgage Loan Originator License

., the loan processor's or underwriter's activities do not include, e.g., offering or negotiating loan

• • 1008 (Regulation H)

Comment for 1026.23 - Right of Rescission

one principal dwelling, when the consumer is acquiring or constructing a new principal dwelling, any loan

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

If a loan product includes a “balloon payment,” as that term is defined in § 1026.37(b)(5), the

• • 1026 (Regulation Z)

Comment for 1026.42 - Valuation Independence

Prohibition on reporting to a person who is part of the creditor's loan production function.

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

Transactions for which no combined loan-to-value ratio was relied on.

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

Multiple mortgage loan originators.

• • 1003 (Regulation C)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(7) Maximum loan amount means the loan amount plus any increase in principal balance that results from

• • 1026 (Regulation Z)

Appendix B to Part 1008 - Engaging in the Business of a Loan Originator: Commercial Context and Habitualness

(6) An individual who does not act as a loan originator habitually or repeatedly, provided that the source

• • 1008 (Regulation H)

Comment for 1026.32 - Requirements for High-Cost Mortgages

Loan amount less than $50,000.

• • 1026 (Regulation Z)

Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages

Any delay of consummation of the new high-cost mortgage beyond the payment due date of the existing loan

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

Loan amount.

• • 1026 (Regulation Z)