Comment for 1026.17 - General Disclosure Requirements
For example, when the finance charge is unknown because the date of consummation is unknown, the creditor
- 1026 (Regulation Z)
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Comment for Appendix G - Open-End Model Forms and Clauses
For creditors using model G-1, the phrase “a portion of” the finance charge should be included if the
- 1026 (Regulation Z)
§ 1026.22 Determination of annual percentage rate.
An error in disclosure of the annual percentage rate or finance charge shall not, in itself, be considered
- 1026 (Regulation Z)
Comment for 1026.10 - Payments
Therefore, a card issuer may impose a late fee or finance charge for a late payment on the account during
- 1026 (Regulation Z)
Comment for 1026.14 - Determination of Annual Percentage Rate
were imposed not be included both in the amount of total balances and in the “other amounts on which a finance
- 1026 (Regulation Z)
Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages
for example, in connection with the extension of credit under a high-cost mortgage, a creditor may finance
- 1026 (Regulation Z)
Comment for 1026.47 - Content of Disclosures
cancel must be more conspicuous than any other disclosure required under this section except for the finance
- 1026 (Regulation Z)
Appendix J to Part 1026 — Annual Percentage Rate Computations for Closed-End Credit Transactions
Transaction The term of the transaction begins on the date of its consummation, except that if the finance
- 1026 (Regulation Z)
Comment for 1026.6 - Account-Opening Disclosures
authorizing, settling, or otherwise completing purchase transactions conducted with the card is not a charge
- 1026 (Regulation Z)
§ 1026.17 General disclosure requirements.
compliance date of §§ 1026.46, 47, and 48, the creditor need not make the following disclosures: the finance
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
Each periodic rate that may be used to compute the finance charge on an outstanding balance for purchases
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
The interest that is not paid on the time deposit by the financial institution is not a finance charge
- 1026 (Regulation Z)
Comment for 1026.10 - Payments
period following the date on which the change took effect, a card issuer may not impose any late fee or finance
- 1026 (Regulation Z)
Comment for Appendix H - Closed-End Forms and Clauses
The 15 days of interim interest ($294.34) is collected as a prepaid finance charge at the time of consummation
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
The fees are excluded from the finance charge even if the services for which the fees are imposed are
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
and the bank and the consumer is legally bound to the 15% rate from the outset, the disclosure of the finance
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
The finance charge should be $265,234.76 and, for transactions subject to § 1026.18, the total of
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
actually occurs on August 5, and per-diem interest for the remainder of August is collected as a prepaid finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
account that are both accessible by a hybrid prepaid-credit card as defined § 1026.61, any fee or charge
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
card account, into prepaid accounts that do not have a covered separate credit feature and does not charge
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
account via a debit card, to a prepaid account without a covered separate credit feature and does not charge
- 1026 (Regulation Z)
§ 1026.22 Determination of annual percentage rate.
telephone orders - delay in disclosures) and (h) (Series of sales - delay in disclosures), if the same finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Creditors may exclude from the finance charge discounts offered to consumers for using cash or another
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
), “grace period” means a period within which any credit extended may be repaid without incurring a finance
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
The disclosure of the finance charge and other disclosures affected by it for lender buydowns should
- 1026 (Regulation Z)