§ 1002.2 Definitions.
(q) Extend credit and extension of credit mean the granting of credit in any form (including, but not
- 1002 (Regulation B)
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Appendix A to Part 1002 — Federal Agencies to be Listed in Adverse Action Notices
Federal Land Banks, Federal Land Bank Associations, Federal Intermediate Credit Banks, and Production
- 1002 (Regulation B)
§ 1002.2 Definitions.
(m) Credit transaction means every aspect of an applicant's dealings with a creditor regarding an application
- 1002 (Regulation B)
Comment for 1002.6 - Rules Concerning Evaluation of Applications
Types of credit references.
- 1002 (Regulation B)
§ 1002.2 Definitions.
(v) A refusal to extend credit because the creditor does not offer the type of credit or credit plan
- 1002 (Regulation B)
Comment for 1002.10 - Furnishing of Credit Information
The requirements of § 1002.10 for designating and reporting credit information apply only to consumer
- 1002 (Regulation B)
Comment for 1002.2 - Definitions
Termination based on credit limit.
- 1002 (Regulation B)
§ 1002.2 Definitions.
(g) Business credit refers to extensions of credit primarily for business or commercial (including agricultural
- 1002 (Regulation B)
§ 1002.2 Definitions.
(k) Credit card means any card, plate, coupon book, or other single credit device that may be used from
- 1002 (Regulation B)
Comment for 1002.6 - Rules Concerning Evaluation of Applications
Any system of evaluating creditworthiness may favor a credit applicant who is age 62 or older.
- 1002 (Regulation B)
Comment for 1002.3 - Limited Exceptions for Certain Classes of Transactions
Credit to governments. The exception relates to credit extended to (not by) governmental entities.
- 1002 (Regulation B)
§ 1002.2 Definitions.
(b) Act means the Equal Credit Opportunity Act (Title VII of the Consumer Credit Protection Act).
- 1002 (Regulation B)
§ 1002.2 Definitions.
(h) Consumer credit means credit extended to a natural person primarily for personal, family, or household
- 1002 (Regulation B)
§ 1002.2 Definitions.
(iv) A refusal to extend credit because applicable law prohibits the creditor from extending the credit
- 1002 (Regulation B)
§ 1002.3 Limited exceptions for certain classes of transactions.
Government credit refers to extensions of credit made to governments or governmental subdivisions, agencies
- 1002 (Regulation B)
Appendix A to Part 1002 — Federal Agencies to be Listed in Adverse Action Notices
Federal Credit Unions: National Credit Union Administration, Office of Consumer Protection, 1775 Duke
- 1002 (Regulation B)
Comment for 1002.12 - Record Retention
Prescreened credit solicitations.
- 1002 (Regulation B)
§ 1002.6 Rules concerning evaluation of applications.
(6) Credit history.
- 1002 (Regulation B)
§ 1002.7 Rules concerning extensions of credit.
A creditor shall not refuse to extend credit and shall not terminate an account because credit life,
- 1002 (Regulation B)
Comment for 1002.7 - Rules Concerning Extensions of Credit
Other options to support credit.
- 1002 (Regulation B)
§ 1002.2 Definitions.
(f) Application means an oral or written request for an extension of credit that is made in accordance
- 1002 (Regulation B)
Comment for 1002.2 - Definitions
The test for deciding whether a transaction qualifies as business credit is one of primary purpose.
- 1002 (Regulation B)
§ 1002.9 Notifications.
that had gross revenues in excess of $1 million in its preceding fiscal year or an extension of trade credit
- 1002 (Regulation B)
§ 1002.2 Definitions.
(a) Account means an extension of credit.
- 1002 (Regulation B)
§ 1002.3 Limited exceptions for certain classes of transactions.
Incidental credit refers to extensions of consumer credit other than the types described in paragraphs
- 1002 (Regulation B)