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12 CFR Part 1005 - Electronic Fund Transfers (Regulation E)

Regulation E protects consumers when they use electronic fund and remittance transfers.

This version is not the current regulation.
You are viewing a previous version of this regulation with amendments that went into effect on April 1, 2019.

Electronic fund and remittance transfers include:

  • ATMs
  • Direct Deposit
  • Gift cards
  • Overdraft
  • Point of sale transfers
  • Remittances (international money transfers)
  • Telephone transfers

The regulation covers topics such as:

  • Disclosure of fees and limits
  • Cancellation and error correction resolution procedures
  • Liability
  • Preauthorized transfers
  • Receipts