Prepaid Rule

These summaries, charts, and reference materials offer an easy way to understand the rule and see which provisions are likely to apply to certain products or businesses. These references aren’t substitutes for reviewing the Prepaid Rule, but they can give you an idea of where to start.

Featured topic

We published an updated version of the Prepaid Rule small entity compliance guide , which includes updates to reflect the delayed effective date set forth in the amendment to the prepaid rule published on April 25, 2017, as well as other clarifications. 

Rule

Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z)

Guide

Small entity compliance guide

Quick references

Executive summary of prepaid rule

Prepaid rule’s key changes for payroll card accounts

Prepaid rule’s key changes for government benefit accounts

Prepaid account coverage chart

Model and sample pre-acquisition disclosure forms for prepaid accounts

Prepaid rule’s effective dates

Preparing the short form disclosure for prepaid accounts

Additional materials

Disclosure native design files and sample code

For the convenience of the prepaid industry and to help reduce development costs, the Bureau is providing native design files for print and source code for web-based disclosures for all of the model and sample forms included in the final rule.

Consumer education materials

Prepaid cards and other prepaid accounts. Information to help consumers choose the right prepaid account for their situation and understand their rights.