Johnson v. Admiral Investments, LLC
This case involves claims under the Fair Debt Collection Practices Act against a debt collector that allegedly misrepresented the amount of debt owed by a consumer in a debt collection letter sent by debt collector to the consumer’s attorney. The Bureau filed an amicus brief arguing that the district court erred in rejecting the consumer’s claims on the basis of the “competent attorney” standard. Specifically, the brief argued that a false representation in a debt collection letter of the amount owed by a consumer is actionable under the FDCPA regardless of whether the consumer is represented by counsel. The brief also argued that a consumer who alleges that she received such false information has standing under Article III of the U.S. Constitution to pursue her FDCPA claims in federal court.