On July 22, 2019, the Consumer Financial Protection Bureau (Bureau), the Federal Trade Commission (FTC), and 48 states, the District of Columbia and Puerto Rico entered into a global settlement with Equifax that provides up to $700 million in monetary relief and penalties. In a complaint and stipulated judgment filed in federal district court in the Northern District of Georgia, the Bureau alleges that Equifax, Inc. engaged in unfair and deceptive practices in connection with the 2017 data breach of Equifax’s systems that impacted approximately 147 million consumers. The approved settlement with the Bureau provides up to $425 million in monetary relief to consumers, a $100 million civil money penalty, and other relief. The Bureau coordinated its investigation with the FTC and attorneys general from across the country. In total, the settlements with these entities impose up to $700 million in relief and penalties.