Credit cards
This dashboard provides access to data about general purpose credit cards, which are open-end loans used by consumers to pay for day-to-day expenses, finance purchases, or provide cash advances.
Data snapshot
5.9 million
Credit cards originated
(April 2019)
$34.6 billion
Aggregate credit limits of new cards
(April 2019)
8.0% increase
In year-over-year originations
(April 2019)
0.7% increase
In year-over-year inquiries
(August 2019)
1.7% increase
In year-over-year credit tightness
(April 2019)
Origination activity
Lending levels
The number and volume of credit cards originated each month.
Year-over-year changes
Year-over-year changes in the number and volume of credit cards originated by month.
Geographic changes
Geographic distribution of the year-over-year change in the volume of credit cards originated.
Inquiry activity
Inquiry index
The number of consumers with credit card inquiries (hard credit pulls) each month indexed to January 2009 levels.
Credit tightness index
The number of consumers with credit card inquiries and no subsequent loan opening each month indexed to January 2009 levels.
Borrower risk profiles
Volume of credit cards by credit score
Exploring the origination of credit cards to consumers at different credit score levels.
Year-over-year changes by credit score
Detailing the year-over-year changes in origination activity for credit cards by credit score.
Lending to low-to-moderate income neighborhoods
Volume of credit cards by income level
Examining the origination of credit cards to consumers based on the income level of the neighborhood in which they reside.
Year-over-year changes by credit score
Detailing the year-over-year changes in origination activity for credit cards by income level.
Lending by borrower age
Volume of credit cards by age group
Exploring how lending activity is changing for borrowers by age.
Year-over-year changes by borrower age
Detailing the year-over-year changes in origination activity for credit cards by borrower age.