Origination activity

These interactive graphs show the number and aggregate credit limit of new credit cards opened each month.

This page includes interactive graphs and CSV files for:

Lending levels
Year-over-year changes
Geographic changes

Lending levels

Monitoring overall activity helps us identify new developments in financial markets. These interactive graphs show the number and aggregate dollar volume of new credit cards opened each month. Aggregated monthly originations are displayed along with a seasonally adjusted series, which adjust for expected seasonal variation in lending activity.

Figure 1A

Number of credit cards originated

Source: CFPB Consumer Credit Information Panel
Date Published: January 2025
Download: CSV file
Notes: Data from the last six months are not final. The most recent data available in this graph are for June 2024

Volume of credit cards originated

Year-over-year changes

These interactive graphs show the percentage change in the number of new credit cards originated in the month, compared to lending activity from one year ago. Positive changes indicate that lending activity is higher than it was last year and negative values indicate that lending has declined.

Figure 1B

Number of credit cards originated

Volume of credit cards originated

Geographic changes

This map shows the percentage change in the volume of new credit cards originated in each state, compared to lending activity from one year ago. Positive changes mean that the volume of credit cards originated in the state during the month are higher than they were one year ago, and negative values indicate that the volume of credit cards has declined.

Origination activity

This page includes interactive graphs and CSV files for:

Lending levels

Figure 1A

Number of credit cards originated

Volume of credit cards originated

Year-over-year changes

Figure 1B

Number of credit cards originated

Volume of credit cards originated

Geographic changes

Figure 1C

Geographic changes