Lending by borrower age
Consumers of different ages may differ in their desire for credit and in the challenges they face in obtaining credit. These interactive graphs show lending activity for four age groups.
These include consumers:
- Younger than 30
- Age 30-44
- Age 45-64
- Age 65 and older
This page includes interactive graphs and CSV files for:
FIGURE 4A:
Lending levels
Monitoring overall activity helps us identify new developments in financial markets. These interactive graphs show the aggregate dollar volume of new credit cards opened each month. Aggregated monthly originations are displayed along with a seasonally adjusted series, which adjust for expected seasonal variation in lending activity.
Younger than 30
Source: CFPB Consumer Credit Information Panel
Date published: October 2024
Download:
CSV file
Note:
Data from the last six months are not final.
The most recent data available in this visualization are for March 2024.
Age 30-44
Source: CFPB Consumer Credit Information Panel
Date published: October 2024
Download:
CSV file
Note:
Data from the last six months are not final.
The most recent data available in this visualization are for March 2024.
Age 45-64
Source: CFPB Consumer Credit Information Panel
Date published: October 2024
Download:
CSV file
Note:
Data from the last six months are not final.
The most recent data available in this visualization are for March 2024.
Age 65 and older
Source: CFPB Consumer Credit Information Panel
Date published: October 2024
Download:
CSV file
Note:
Data from the last six months are not final.
The most recent data available in this visualization are for March 2024.
FIGURE 4B:
Year-over-year changes
These interactive graphs show the percentage change in the number of new credit cards originated in the month, compared to lending activity from one year ago. Positive changes indicate that lending activity is higher than it was last year and negative values indicate that lending has declined.
Younger than 30
Source: CFPB Consumer Credit Information Panel
Date published: October 2024
Download:
CSV file
Note:
Data from the last six months are not final.
The most recent data available in this visualization are for March 2024.
Age 30-44
Source: CFPB Consumer Credit Information Panel
Date published: October 2024
Download:
CSV file
Note:
Data from the last six months are not final.
The most recent data available in this visualization are for March 2024.
Age 45-64
Source: CFPB Consumer Credit Information Panel
Date published: October 2024
Download:
CSV file
Note:
Data from the last six months are not final.
The most recent data available in this visualization are for March 2024.
Age 65 and older
Source: CFPB Consumer Credit Information Panel
Date published: October 2024
Download:
CSV file
Note:
Data from the last six months are not final.
The most recent data available in this visualization are for March 2024.