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Call for Papers

The Consumer Financial Protection Bureau (CFPB) will host our sixth research conference on consumer finance at our headquarters in downtown DC in December.

We welcome and encourage the submission of a broad range of research work. Topics include, but are not limited to: competition and market power in the financial sector; technological innovation in financial markets and consumer impacts, including the use of big data and the presence of algorithmic biases; access to fair and affordable credit for traditionally underserved consumers and communities; spatial disparities across communities; enforcement mechanisms and their effectiveness including remedies to deter misconduct (monetary and non-monetary); climate change and household finance; the ways consumers and households make decisions about borrowing, saving, and financial risk-taking; how the salience of fees and terms affect choices; the structure and functioning of consumer financial markets; and relevant innovations in modeling or data.

We hope to receive submissions from the fields of economics, finance, law and economics, cognitive and behavioral science, among others.

We guarantee a fair and double-blind review process. This year the scientific committee comprises:

Our confirmed keynote speaker for the first day of the conference is Sendhil Mullainathan from the University of Chicago.

The deadline for submissions is 5 PM EST on Monday, August 22, 2022.

Authors may submit complete papers or detailed abstracts that include preliminary results. Please visit this link for instructions on how to submit your paper.

We ask that the cover page on submissions not include author information. Please provide a separate title page with the contact information for the corresponding author instead. Please direct any questions or concerns to

The current plan is to hold this conference in person at our D.C. headquarters at 1700 G Street NW, Washington DC 20052. We cover travel expenses for the presenting author of each accepted paper in the program for those traveling within the contiguous United States.

Information on prior conferences is on our website.