Skip to main content

Protections for veterans

Your veteran status might affect your situation if you’re struggling to pay your mortgage.

Right to reduced interest on loans

Homeowners who currently have VA loans are eligible for an interest-rate reducing refinancing loan. This loan allows you to replace your current VA loan with a loan at a lower interest rate, as long as you currently live in or used to live in the home.

Find out more about this refinancing option

See other steps to getting mortgage relief

Stay alert for home loan scams

Reports of scams targeting veterans with home loans are increasing. The scams try to convince veterans that their home is facing foreclosure. Scammers may urge veterans to refinance their homes, accept loan modifications, or send mortgage payments to a new address. Learn more about identifying and protecting yourself from these scams.