Your financial well-being score
Your financial well-being score is calculated based on the answers you gave.
Review your score and your answers below and think about whether you want to take action and make improvements. Our tools and resources can help. You can return and retake the questionnaire to see if you are able to answer the questions differently next time.
Your score is based on the answers to the financial well-being questionnaire. If you’d like to be able to answer the questions differently next time, see our suggestions and next steps.
What would you like to do next?
If you have a sense of the top money challenges or goals you’d like to work on, you can get started on your own.
Take control of day-to-day money management
- Track where your money goes. Fill out the and to see and manage your everyday expenses.
- Get a grip on debt. Stay on top of what you owe with our and find templates to help you communicate with debt collectors.
- Repay student loans wisely. Use our tool to see your choices about how you repay your student debt.
Get on track for your financial future
- Look toward home ownership. Consult our Owning a Home tools and resources.
- Create an action plan to meet your goals. Use our or .
- Consider the right age for claiming Social Security. Use our Planning for Retirement tool before you make your decision.
- Build and maintain your credit record. Understand credit reports and scores and their effect on your cost of borrowing.
Get personalized help
If you’re looking for a more thorough financial assessment and personalized advice, free and low-cost services may be available. Here are a few ways to get help:
- A nonprofit credit counselor can help you set up a reasonable repayment plan for credit cards and other consumer debt. See tips for choosing a credit counselor.
- A HUD-certified housing counselor can give advice if you’re having trouble paying your mortgage or help you get ready for homeownership. Find one in your area.
- A financial coach can assess your situation and work with you over time to resolve issues and get ahead. Find out about the CFPB coaching initiative.
- Your local library can often connect you with organizations and people in your area.